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709A Main St, Gaithersburg, MD, 20878

2beds
3baths
1,330sqft
$529,900
$398price/sqft
$3,438/moest. monthly cost
$137,520/yrincome needed

About This Home

Nestled in the heart of the Lakelands/Kentlands community, this beautifully maintained Cross Green condominium townhome offers the perfect blend of comfort, convenience, and the vibrant lifestyle that makes this neighborhood so sought after. Just outside your door, enjoy a leisurely stroll to neighborhood restaurants, cafés, boutique shopping, the movie theater, parks, walking trails, and all of the beloved Lakelands/Kentlands amenities. Inside, engineered wood flooring complements the hardwood staircase, while abundant natural light fills the main living spaces, creating a warm and inviting atmosphere. The living room is centered around a cozy fireplace, while the adjoining oversized balcony serves as the perfect extension of the home—ideal for morning coffee, outdoor dining, or relaxing after a long day. The kitchen is both stylish and functional, featuring stainless steel appliances, a French-door refrigerator, timeless white subway tile backsplash, under-cabinet lighting, and ample cabinetry. An attached garage with a custom storage system and a private driveway add everyday convenience. Offering approximately 1,330 square feet of low-maintenance living, this exceptional home combines thoughtful finishes with an unbeatable location, making it easy to enjoy everything the Lakelands/Kentlands lifestyle has to offer.

Getting Around

92
WalkingWalker's Paradise
36
TransitSome Transit
65
BikeBikeable

Schools

7/10
6/10
8/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Other

  • Builder model: GEORGETOWN
  • Builder name: RYLAND HOMES

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Microwave,Oven/Range - Gas,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Family Room

  • Level: Unspecified

Features

  • Breakfast Area,Combination Kitchen/Dining,Open Floorplan,9'+ Ceilings
  • Door features: Six Panel,Sliding Glass
  • Window features: Double Pane Windows,Screens
  • Flooring: Ceramic Tile,Carpet,Engineered Wood
  • Number of fireplaces: 1
  • Fireplace features: Heatilator,Mantel(s),Screen
  • Fireplace: Yes
  • Finished area above ground: 1,330

Great Room

  • Level: Unspecified

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,330
  • Total interior livable area: 1,330 sqft

Laundry

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160903335908
  • Zoning: MXD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Sidewalks
  • Has view: Yes
  • View description: Garden

Lot

  • Features: Landscaped,Other

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Off Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$103$1,236
Property Taxes $375$4,500
Electricity $281$3,374
Total$3,438$41,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,874/yr
40% on housing$103,140/yr
45% on housing$91,680/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 20878$268
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20878$289
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$529,900

New Construction

AgentElaine Koch
BrokerageTTR Sotheby's International Realty

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