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5 Heritage Ridge Dr, Fort Mitchell, AL, 36856

5beds
4baths
3,324sqft
$474,900
$143price/sqft
$3,160/moest. monthly cost
$126,400/yrincome needed

About This Home

WELCOME TO HERITAGE BLUFF – WHERE MODERN LIVING MEETS EVERYDAY CONVENIENCE Heritage Bluff, Fort Mitchell's newest community, ideally located just minutes from Fort Benning, Columbus, and Phenix City. The Jackson A offers an impressive 3,324 sq. ft.,5 bedrooms and 4 baths. A welcoming foyer a formal dining room with coffered ceilings, and a versatile flex room, perfect for a home office, playroom, or hobby space. At the heart of the home, the spacious Great Room features a cozy wood-burning fireplace and opens seamlessly to the kitchen and breakfast area, creating a natural gathering place for everyday moments and special occasions. Designed with both beauty and function in mind, the kitchen showcases granite countertops, a stylish tile backsplash, stainless steel appliances, abundant cabinetry, a large center island, and a walk-in pantry that keeps everything within reach. A main-level guest bedroom and full bath provide flexibility for visitors or multi-generational living. Signature Drop Zone just inside the garage keeps backpacks, shoes, and everyday essentials organized. Upstairs, the owner's suite offers a relaxing escape with a spa-inspired bath featuring a garden tub, separate tiled shower, quartz countertops, and an oversized walk-in closet. Spacious secondary bedrooms, additional full baths, and an upstairs laundry room make daily living effortless. Luxury flooring extends throughout the main living areas, bathrooms, and laundry room, blending style with lasting durability. Step outside to the Signature Gameday Patio, complete with a wood-burning fireplace, ceiling fan, and built-in speakers, the perfect place to unwind after a long day or gather with friends on the weekend. Smart home technology and quality craftsmanship complete this exceptional home. Whether you're just starting, relocating, or simply ready for more room, Heritage Bluff offers the perfect place to begin your next chapter. Come home to a community designed for the way you live today.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Mt Olive Primary SchoolGrades PK-26.7 mi
4/10
Russell Co Middle SchoolGrades 6-810.7 mi
4/10
Russell Co High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Block,Cement Siding,Other,Stone,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Electric Range,Other,See Remarks,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Kitchen Island,Other,See Remarks,Walk-In Pantry
  • Flooring: Carpet
  • Number of fireplaces: 2
  • Fireplace features: Electric,Two,Other,See Remarks,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,324

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,324 sqft

Property

Details

  • Parcel number: Lot 3 Heritage Bluff

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Other,Patio,Porch,See Remarks
  • Fencing: None

Lot

  • Lot size: 0.56 Acres
  • Features: <1 Acre,Other,See Remarks

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Drought
Heat Wave
Tornado

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$238$2,856
Property Taxes $150$1,800
Electricity $371$4,463
Total$3,160$37,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,342/yr
40% on housing$94,800/yr
45% on housing$84,266/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 36856$124
Russell County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 36856
Russell County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$474,900

New Construction

AgentLISA BANCER
BrokerageHUGHSTON HOMES MARKETING

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