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300 E Miracle Strip Pkwy #1C, Mary Esther, FL, 32569

2beds
1baths
1,140sqft
$190,000
$167price/sqft
$1,346/moest. monthly cost
$53,840/yrincome needed

About This Home

Real Estate Owned REO opportunity in the waterfront community of Sea Palms! This updated condo offers a strong option for investors, second home buyers, or owner occupants looking for a property near the water. The interior features an open living and dining area with modern gray flooring throughout, neutral paint, and plenty of natural light. The kitchen has been tastefully updated with white shaker style cabinetry, tile backsplash, stainless steel appliances, and a clean modern layout. The unit also offers updated bath finishes, spacious living areas, and views overlooking the courtyard setting. Sea Palms offers attractive community amenities and a convenient Fort Walton Beach location with access to the Intracoastal Waterway. Making this a flexible opportunity for personal use or income production. Property is being sold as is. Buyer to verify all dimensions, HOA dues, rental restrictions, financing eligibility, community amenities, and any information deemed important. Call to take a look at Sea Palm Unit 1 C today.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 1979

Materials

  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Electric Water Heater

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Features

  • Vaulted Ceiling(s),Split Bedroom
  • Window features: Double Pane Windows
  • Flooring: Tile

Heating

  • Heating features: Heat High Efficiency

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Living Room

  • Level: Second
  • Area: 240
  • Dimensions: 20 x 12

Master Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Property

Details

  • Parcel number: 142S2422100000001C
  • Special condition: Real Estate Owned

Features

  • Pool features: In Ground
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: Intracoastal Wtrwy

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Coastal Flooding
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$96$1,152
Property Taxes $93$1,116
Electricity $197$2,366
Total$1,346$16,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,148/yr
40% on housing$40,380/yr
45% on housing$35,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 32569$210
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32569$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentBrandon Jordan
BrokerageERA American Real Estate

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