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409 Road 9050, Mentone, AL, 35984

2beds
2baths
1,352sqft
$599,000
$443price/sqft
$3,762/moest. monthly cost
$150,480/yrincome needed

About This Home

Riverfront Craftsman Retreat on the Middle Fork of Little River - Mentone, AL Tucked into 6+ private acres just outside charming Mentone, this craftsman-style cabin offers over 250 feet of frontage on the Middle Fork of Little River. This rare natural setting flush with native flora and fauna, is the perfect find for buyers seeking a true mountain retreat. The entrance sets the stage with so much attention to every detail. Guests are welcomed into the home's cozy, artisan feel with rustic charm that sets the tone for the cabin's craftsman style. The heart of the home is a beautifully appointed kitchen featuring sage green cabinetry, white countertops, stainless steel appliances, and open shelving accented by a classic tile backsplash creating a warm, farmhouse-inspired space. A unique stone see-through fireplace connects the living and dining areas, anchoring the open living space with warmth and character. Let the relaxation begin as you step outside to a dramatic elevated 400 sq ft screened porch complete with its own fireplace. This is the perfect spot for morning coffee reading a book, yoga or evening gatherings. Wide wrap-around porches, a lower covered outdoor living space, an outdoor firepit area and trails to the river complete the package. The 2BR/2B home built in 2023 is finished with durable Hardie siding and a metal roof, built to handle everything the mountain weather brings. Whether you're looking for a full-time residence or a weekend escape near Mentone's art galleries, hiking trails, and Lookout Mountain views, this property delivers privacy, water frontage, and craftsman charm in equal measure.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Valley Head High SchoolGrades PK-125.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Block,Stone
  • Roof: Metal
  • Construction materials: Shingle Siding,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First
  • Area: 63
  • Dimensions: 9 x 7

Bedroom

  • Level: Second
  • Area: 192
  • Dimensions: 12 x 16

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 143
  • Dimensions: 13 x 11

Features

  • Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Entrance Foyer,His and Hers Closets,Natural Woodwork,Soaking Tub,Vaulted Ceiling(s)
  • Window features: Blinds,Double Pane Windows
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 3
  • Fireplace features: Dining Room,Living Room,Outside,Wood Burning,See Through
  • Fireplace: Yes
  • Finished area above ground: 1,352

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Kitchen

  • Level: First
  • Area: 182
  • Dimensions: 13 x 14

Living Room

  • Level: First
  • Area: 130
  • Dimensions: 13 x 10

Master Bathroom

  • Level: Second
  • Area: 140
  • Dimensions: 20 x 7

Office

  • Level: Second
  • Area: 66
  • Dimensions: 11 x 6

Property

Details

  • Parcel number: 1203060001012.021

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch,Porch,Wrap Around,Porch - Screened
  • Exterior features: Fire Pit,Private Entrance
  • Fencing: None
  • Has view: Yes
  • View description: River,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 6.32 Acres
  • Features: Waterfront,Wooded
  • Lot size dimensions: 357 x 260 x 1015 x 1250

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$375$4,500
Property Taxes $119$1,428
Electricity $240$2,881
Total$3,762$45,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,982/yr
40% on housing$112,860/yr
45% on housing$100,320/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$443This listing

vs Other Active Listings

Avg $/sqft

ZIP 35984$211
DeKalb County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35984$283
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Contingent$599,000
2026-07-17Listed for sale$599,000

For Sale by Agent

AgentHeather Nicely
BrokerageCentury 21 BELLORA

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