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209 E 10th St, Bakersfield, CA, 93307

4beds
3baths
517sqft
$335,000
$648price/sqft
$2,451/moest. monthly cost
$98,040/yrincome needed

About This Home

A beautifully designed 4-bedroom, 2.5-bath home offering 1,560 sq. ft. of comfortable living space. An excellent opportunity for eligible buyers to own a home through an affordable housing program created to help qualifying low-income families achieve the dream of homeownership. The home also features owned solar, helping reduce energy costs and add long-term value.

Getting Around

75
WalkingVery Walkable
41
TransitSome Transit
61
BikeBikeable

Schools

7/10
1/10
Abraham Lincoln Jr. HighGrades 7-80.5 mi
5/10
Bakersfield High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 517
  • Total interior livable area: 517 sqft

Property

Details

  • Parcel number: 13913203
  • Zoning: R1
  • Zoning description: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 1
  • Parking features: 1 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Kern County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$112$1,344
Property Taxes $248$2,976
Electricity $398$4,786
Total$2,451$29,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,034/yr
40% on housing$73,530/yr
45% on housing$65,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$648This listing

vs Other Active Listings

Avg $/sqft

ZIP 93307$195
Kern County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 93307$236
Kern County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$335,000

For Sale by Agent

AgentStephanie M. Nava
BrokerageD Best Realty, Inc.

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