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865 Osprey Ave #119, Davenport, FL, 33897

2beds
2baths
1,107sqft
$69,900
$63price/sqft
$630/moest. monthly cost
$25,200/yrincome needed

About This Home

Super nice two bedroom two bath home, that is as clean as can be. Large eat in kitchen with stainless appliances. Washer and dryer also included. Open floorplan. Nice laminate flooring in kitchen, living room and hall. Carpet in both bedrooms. Roof replaced in 2017. AC in 2024 with transferrable warranty. Home has double pane windows. Front lanai with windows. Double car driveway, carport and large shed with a tornado shelter. All this sits on a pretty landscaped corner lot. This home is priced to sell. Come take a look at this gorgeous home today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
3/10
Davenport High SchoolGrades 9-129.0 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Common Area

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Skylight(s)
  • Window features: Skylight(s)

Interior Area

  • Total structure area: 1,107
  • Total interior livable area: 1,107 sqft

Property

Features

  • Exterior features: Fitness Center,Tennis Court(s),Barbecue
  • Fencing: Fenced

Parking

  • Parking features: OffStreet

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$38$456
Property Taxes $42$504
Electricity $197$2,366
Total$630$7,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,600/yr
40% on housing$18,900/yr
45% on housing$16,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 33897$154
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33897$197
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Listed for sale$69,900

For Sale by Agent

AgentErna Sanders

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