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294 Bay 13th St, Brooklyn, NY, 11214

2beds
2baths
928sqft
$1,050,000
$1,131price/sqft
$6,391/moest. monthly cost
$255,640/yrincome needed

About This Home

Welcome to 294 Bay 13th Street — a thoughtfully renovated one-family brick home offering move-in-ready living space across three levels. The first floor features new tile flooring throughout, a sun-filled living room, and a fully updated eat-in kitchen with granite countertops, custom cabinets, and new appliances. Sliding doors off the kitchen lead to a back patio overlooking an above-ground pool, perfect for entertaining. Upstairs, hardwood floors run throughout the second floor, which includes a primary bedroom, a second bedroom, and a modern full bathroom. The fully finished basement adds valuable living space with an open layout, complete with an upgraded 3/4 bathroom, abundant storage, and a washer/dryer. A separate entrance from the back of the property provides added flexibility and privacy. Outside, a paved patio with beautiful pavers welcomes you out front, while the private, fenced backyard offers a peaceful retreat. A community drive behind the house includes one dedicated parking spot. Located in the heart of Bath Beach, this home puts shopping, dining, schools, and everyday conveniences all within easy reach. Just minutes away, the Shore Parkway waterfront parks, promenade, and biking/walking trails offer the perfect backdrop for morning jogs, evening strolls, or simply taking in the view. Getting around is a breeze too, with local bus service, X28/X38 express buses into Manhattan, and quick access to the Belt Parkway keeping Brooklyn, Manhattan, and beyond within easy reach.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

8/10
Ps 229 DykerGrades PK-80.5 mi
4/10
New Utrecht High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 928
  • Total interior livable area: 928 sqft

Property

Details

  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters in Kings County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$346$4,152
Property Taxes $490$5,880
Electricity $246$2,954
Total$6,391$76,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,120/yr
40% on housing$191,730/yr
45% on housing$170,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,131This listing

vs Other Active Listings

Avg $/sqft

ZIP 11214$623
Kings County$697

vs Homes Sold Last Month

Median $/sqft

ZIP 11214$568
Kings County$623

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$999,999
2026-07-17Listed for sale$1,050,000

For Sale by Agent

AgentKathy Samaris
BrokeragePecoraro Realty of NYC LLC

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