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38 Rimrock Road #3A, Ludlow, VT, 05149

4beds
4baths
2,628sqft
$649,000
$247price/sqft
$4,702/moest. monthly cost
$188,080/yrincome needed

About This Home

Four bedroom plus loft end unit just steps from the trail. Updated eat-in kitchen with wood cabinetry, farmer's sink, stainless steel appliances, tile backsplash, laminate floors, and quartz countertops. Sunken living room with exposed beam wood ceiling with fireplace leading out to an updated deck with long distance seasonal views, and updated half bath. A separate family room with fireplace and wet bar on the ground level offers additional entertainment space and includes an updated bath. Four bedrooms, including an ensuite primary bedroom with 3/4 bath which includes a large glass enclosed shower and updated fixtures. Two of the bedrooms lead out to an updated deck, offering seasonal easterly views. A large loft area with vaulted wood ceiling occupies the entire top floor, offering additional overflow space. Air locked entry area with ski closet offers convenient access leading to and returning from the slopes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Ludlow Elementary SchoolGrades PK-62.1 mi
7/10
Green Mountain Uhsd #35Grades 7-1212.6 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Primary BR w/ BA,Vaulted Ceiling(s)
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,2 Fireplaces
  • Fireplace: Yes
  • Finished area below ground: 704
  • Finished area above ground: 1,924

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,628
  • Total interior livable area: 2,628 sqft

Property

Details

  • Zoning description: Mtn Rec
  • Other equipment: Other

Features

  • Levels: 3.5
  • Stories: 3
  • Exterior features: Deck

Lot

  • Features: Ski Area,Trail/Near Trail,Mountain,Near Skiing

Parking

  • Parking features: Shared Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance $201$2,412
Property Taxes $886$10,632
Electricity $334$4,011
Total$4,702$56,424

Income You'd Need if You Spent...

35% on housing$161,211/yr
40% on housing$141,060/yr
45% on housing$125,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 05149$439
Windsor County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 05149$307
Windsor County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$649,000

For Sale by Agent

AgentAndre J Menard
BrokerageMary W. Davis Realtor & Assoc., Inc.

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