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727 Elm Ln APT 308, Woodstock, IL, 60098

2beds
1baths
836sqft
$148,900
$178price/sqft
$1,230/moest. monthly cost
$49,200/yrincome needed

About This Home

Welcome home to this bright and spacious third-floor condo that's ready for its new owner! Featuring two generously sized bedrooms and one full bathroom, this home offers a comfortable layout with a large living room and an eat-in kitchen complete with ceramic tile flooring. Step through the sliding glass doors to enjoy your own private balcony, perfect for relaxing. Storage is abundant, including a spacious walk-in closet in the primary bedroom. The building offers a convenient shared laundry facility, and the location can't be beat-less than a mile from the town square and Metra train station. Whether you're looking for your next home or a great investment opportunity, this condo is investor-friendly and rental-ready! New furnace, AC and water heater 2025

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
Creekside Middle SchoolGrades 5-83.2 mi
10/10
Woodstock High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Refrigerator
  • Laundry features: Common Area

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 72
  • Dimensions: 9X8

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 836 sqft

Kitchen

  • Features: Kitchen (Galley),Flooring (Vinyl)
  • Level: Main
  • Area: 64
  • Dimensions: 8X8

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Walk In Closet

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 54
  • Dimensions: 9X6

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1306205024
  • Special condition: None

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Unassigned,Guest,Driveway,Yes,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $752$9,024
Home Insurance *$68$816
Property Taxes $280$3,360
Electricity $130$1,569
Total$1,230$14,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,171/yr
40% on housing$36,900/yr
45% on housing$32,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 60098$197
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60098$189
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentDebby Krol-Sullivan, ABR,BPOR,CRS,E-PRO,GRI
BrokerageColdwell Banker Real Estate Group

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