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47555 Arroyo Seco Rd #48, Greenfield, CA, 93927

2beds
1baths
950sqft
$325,000
$342price/sqft
$2,279/moest. monthly cost
$91,160/yrincome needed

About This Home

Welcome to Cabin 48 at Arroyo Seco Resort, a scenic 115-acre riverfront community at the base of Los Padres National Forest with the Arroyo Seco River winding through it. Residents enjoy access to community beaches, hiking trails, and stunning mountain landscapes throughout the resort. This 2-bedroom, 1-bath cabin offers approximately 950 sq ft and sits in a sought-after location between the popular Campbell's Rock and Big Beach areas so you can hike and walk to beloved swimming holes just minutes away. The lot features two driveways with plenty of parking, a built-in BBQ, an 80sqft TuffShed and a concrete patio area with oak trees that provide welcome shade for outdoor gatherings. The property boasts a great layout and is perfectly positioned for the quintessential river lifestyle; with some TLC, this cabin can be restored to its full glory. A rare opportunity to own in one of the Central Coast's most picturesque river communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
1/10
Vista Verde Middle SchoolGrades 7-814.0 mi
4/10
Greenfield High SchoolGrades 9-1214.4 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven/Range,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: EatinKitchen, NoFormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Property

Details

  • Parcel number: 419391013048
  • Zoning: R1
  • Special condition: Standard

Lot

  • Lot size: 0.33 Acres

Parking

  • Parking features: No Garage,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High

How This Home’s Risks Compare

Drought
Wildfire
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$68$816
Property Taxes $170$2,040
Electricity $398$4,786
Total$2,279$27,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,137/yr
40% on housing$68,370/yr
45% on housing$60,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 93927$340
Monterey County$770

vs Homes Sold Last Month

Median $/sqft

ZIP 93927$374
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$300,000
2026-07-17Listed for sale$325,000

For Sale by Agent

AgentKim Tankersley
BrokerageOak Shores Realty

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