36835 478th Ave, New York Mills, MN, 56567
About This Home
Whether you're looking for the ultimate weekend retreat, the perfect man cave, or a stylish she shed, this newer shouse offers endless possibilities. Thoughtfully designed with a kitchen, bathroom, and comfortable living area, it's move-in ready while still providing room to make it your own. Situated on a spacious lot in a desirable subdivision just off beautiful Rush Lake, the property offers ample space to expand the existing building or construct additional storage to fit your needs. The property is already equipped with a private well and septic system, adding convenience and value for future improvements. For year-round comfort, in-floor heat cables have already been installed. Simply connect a boiler to complete the radiant heating system and enjoy a warm, cozy space during every season. Whether you're searching for a recreational getaway, a hobby shop, a future home base, or an investment with room to grow, this versatile property offers a rare opportunity in a sought-after lakes area location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 2,400
Heating & Cooling
- Heating features: Other
- Cooling features: None
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: TBD
- Zoning description: Residential-Single Family
- Foundation area: 2400
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 2.70 Acres
- Features: Cleared
- Lot size dimensions: Irregular. TBD
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Strong Wind
- Tornado
- Hail
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Otter Tail County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $139 | $1,668 |
| Electricity | $202 | $2,429 |
| Total | $1,632 | $19,584 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $230,000 |
View on Zillow