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27 Cove Ln, Ringgold, GA, 30736

4beds
3baths
1,933sqft
$304,900
$158price/sqft
$2,004/moest. monthly cost
$80,160/yrincome needed

About This Home

Move-In Ready September! - The Braselton II New Construction in Hillcrest Park by Smith Douglas Homes! This thoughtfully crafted home combines style, comfort, and convenience, making it the perfect opportunity for buyers seeking a move-in ready home this September in one of the area's most desirable new neighborhoods. Ideally positioned just 15 minutes from Chattanooga Metropolitan Airport and only 5 minutes from local shopping, dining, and everyday essentials, this home offers exceptional accessibility while maintaining a peaceful residential setting. Whether commuting, traveling, or enjoying nearby amenities, the location delivers both practicality and lifestyle appeal. This 3-bedroom, 2.5-bath home features a bright, open-concept floor plan designed to maximize natural light and everyday functionality. The main level showcases luxury vinyl plank flooring, creating a seamless and durable living space ideal for modern living. At the heart of the home is a gourmet island kitchen featuring granite countertops, stylish pendant lighting, ample cabinetry, and an open layout that flows effortlessly into the dining and living areas complete with a gorgeous linear fireplace, perfect for entertaining guests or enjoying family gatherings. Elegant open iron railing accents the staircase, adding a sophisticated architectural touch that enhances the home's contemporary design. Upstairs, the oversized primary suite serves as a relaxing retreat, complete with a spa-inspired bathroom featuring a separate soaking tub and walk-in shower, along with a generously sized walk-in closet offering abundant storage. Three additional spacious bedrooms provide comfort for family members or guests. Step outside to enjoy the covered patio, a wonderful extension of the living space that's perfect for outdoor entertaining, relaxing evenings, or weekend gatherings. With modern finishes, an open layout, and a prime location near Chattanooga, The Braselton II in Hillcrest Park offers

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

7/10
6/10
9/10
Union County High SchoolGrades 9-127.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: HardiPlank Type

Other

  • Builder name: Smith Douglas Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Range,Microwave,Water Heater
  • Laundry features: Laundry Room,Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,High Ceilings
  • Window features: Insulated Windows
  • Flooring: Carpet,Luxury Vinyl
  • Finished area above ground: 1,933

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,933
  • Total interior livable area: 1,933 sqft

Property

Details

  • Parcel number: 43
  • Special condition: Standard
  • Other equipment: None

Features

  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: None
  • Spa features: None
  • Fencing: None

Lot

  • Features: Landscaped,Level
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Landslide

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,541$18,492
Home Insurance *$130$1,560
Property Taxes $114$1,368
Electricity $219$2,637
Total$2,004$24,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,708/yr
40% on housing$60,120/yr
45% on housing$53,440/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 13.6%
13.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$166
Union County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Union County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$304,900
2026-08-10Contingent$304,900
2026-08-05Listed for sale$304,900
2026-07-21Pending sale$304,900
2026-07-17Listed for sale$304,900

New Construction

AgentDavid Woodard
BrokerageSDH Chattanooga LLC

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