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5660 State Hwy #58, Decatur, TN, 37322

1beds
1baths
2,100sqft
$275,000
$131price/sqft
$1,877/moest. monthly cost
$75,080/yrincome needed

About This Home

Discover exceptional flexibility with this newly constructed 2,100-square-foot multi-use metal building, designed to fit a variety of lifestyles and business needs. Whether you're an automotive enthusiast seeking the ultimate garage, an outdoor adventurer looking for a secure basecamp, a small business owner needing a versatile workspace, or someone dreaming of a custom barndominium, this property is ready for your vision. The building is fully plumbed and wired and includes a new septic system, full bath with walk-in shower, washer and dryer hookups, and a galley kitchen area ready for your finishing touches. Features include an interior RV hookup with waste disposal connection, one 14-foot roll-up door, two 10-foot roll-up doors, two 36-inch entry doors, bright LED lighting throughout, exterior lighting, and a covered front porch. Buyers interested in creating a live-work space can customize the interior with optional floor plans available for an additional fee. Outside, enjoy a level front yard with ample room for parking, expansion, or equipment storage, plus a private side yard perfect for a fire pit, outdoor entertaining, or relaxing after a day of adventure. Ideally located less than two miles from a public boat ramp and just minutes from the scenic Hiwassee River, this property offers easy access to boating, fishing, kayaking, and year-round outdoor recreation. Enjoy the peace of country living while remaining only 20 minutes from downtown Cleveland and approximately 30 minutes from Chattanooga for shopping, dining, healthcare, and entertainment. Whether you're looking for a workshop, recreational retreat, investment property, or future home, this one-of-a-kind property offers outstanding versatility, modern conveniences, and endless possibilities. Schedule your private showing today.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
6/10
Meigs Middle SchoolGrades 6-80.8 mi
6/10
Meigs County High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Steel,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Windows - Vinyl,Insulated Windows
  • Flooring: Other,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: TBD

Lot

  • Lot size: 1.23 Acres
  • Features: Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $118$1,416
Property Taxes $194$2,328
Electricity $175$2,103
Total$1,877$22,524

Income You'd Need if You Spent...

35% on housing$64,354/yr
40% on housing$56,310/yr
45% on housing$50,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.5%
-7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 37322$237
Meigs County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 37322
Meigs County$282

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$275,000

For Sale by Agent

AgentGrace Frank
BrokerageZach Taylor-Chattanooga

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