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212-87 16th Avenue #189, Bayside, NY, 11360

2beds
2baths
975sqft
$478,000
$490price/sqft
$3,061/moest. monthly cost
$122,440/yrincome needed

About This Home

Rare find and an excellent opportunity! Make this place your own. Welcome to Bay Terrace Gardens, a 2 Bedroom Duplex with 1 Full bathroom upstairs and a half bathroom on the first floor. Private outdoor area. 2 air conditioners, There are ample closets including 2 closets in the Primary Bedroom. Maintenance is $907.47 including all utilities and parking for one car. Close To Bay Terrace Shopping Center, Library, Elementary / Middle School, Express Bus, Local Bus. Fort Totten, Little Bay Park, Clearview Golf Course. Please note: This property has 40% flip tax.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

9/10
P.S. 169 Bay TerraceGrades K-50.2 mi
8/10
Is 25 Adrien BlockGrades 6-81.5 mi

Construction

Condition

  • Year built: 1958

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Cooktop,Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Original Details
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 975
  • Total interior livable area: 975 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Two

Parking

  • Parking features: Alley Access

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Hurricane
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,417$29,004
Home Insurance *$100$1,200
Property Taxes $298$3,576
Electricity $246$2,954
Total$3,061$36,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,948/yr
40% on housing$91,830/yr
45% on housing$81,626/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$490This listing

vs Other Active Listings

Avg $/sqft

ZIP 11360$476
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11360$633
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$478,000
2026-07-17Listed for sale$478,000

For Sale by Agent

AgentElena Zhukovin
BrokerageYour Neighborhood Homes Realty

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