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2126 Highway 421 S, Bedford, KY, 40006

1beds
1baths
600sqft
$175,000
$292price/sqft
$1,241/moest. monthly cost
$49,640/yrincome needed

About This Home

You'll Love this one-of-a-kind Property! A wonderful opportunity to own this 600 sq. ft. 1 Bedroom, 1 Bath cabin & garage on 3/4 acre lot. The cabin offers a Living Room w/ fireplace, Kitchen, Sunroom w/ wood burning stove, & a Bedroom w/ a wall of closets & a Full Bath featuring an antique clawfoot tub and shower combo. So much gorgeous character with this house! Enjoy the views of the creek from the Screened-in Back Porch. The 24'x40' Detached Garage has a work area w/ benches & cabinets… plenty of room for a workshop or to store your classic car! The grounds feature maple trees, magnolia trees, & hundreds of perennials. A clearing from the cabin to the garage is the perfect place to gather around a firepit. The property can be your home, a getaway weekend second location in the woods or a great investment as a B&B rental. The cabin features two mini-split systems for AC/heat. The property sits on the right side of US Highway 421 North when traveling from Interstate 71 (Exit 34) toward Bedford/Campbellsburg. Home was recently the setting for the horror film "The Malakai". GREAT Airbnb potential!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Bedford Elementary SchoolGrades PK-63.9 mi

Construction

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Other,Hardwood

Heating & Cooling

  • Heating features: Other,Stove,Electric,Wood / Pellet
  • Cooling features: Other

Interior Area

  • Total interior livable area: 600 sqft

Property

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 0.75 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Lightning
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$122$1,464
Property Taxes $81$972
Electricity $154$1,850
Total$1,241$14,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,548/yr
40% on housing$37,230/yr
45% on housing$33,093/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -6.0%
-6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 40006$167
Trimble County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 40006
Trimble County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Listed for sale$175,000

For Sale by Owner

AgentProperty Owner

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