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333 Smithfield #1, Belgrade, ME, 04917

3beds
2baths
1,334sqft
$275,000
$206price/sqft
$1,972/moest. monthly cost
$78,880/yrincome needed

About This Home

Unit 1 at 333 Smithfield Road offers modern waterfront living on Salmon Lake. Part of a 5-unit condo association, this 2022 double-wide home is a low-maintenance alternative to older seasonal camps. The open-concept layout includes a modern kitchen, bright living spaces, and large windows facing the water. Residents have access to 800 feet of shared waterfront, which includes common docks, a historic boathouse, and a kayak launch area. Located a short drive from Belgrade Lakes Village, Augusta, and Waterville, this is an affordable opportunity for a year-round lakeside home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
Belgrade Central SchoolGrades PK-55.2 mi
7/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Mobile,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,334

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,334
  • Total interior livable area: 1,334 sqft

Kitchen

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: BELG000046000000000010
  • Zoning: Shoreland

Features

  • Waterbody name: Salmon Lake

Lot

  • Lot size: 0.62 Acres
  • Features: Rural,Level,Open Lot

Parking

  • Parking features: Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hurricane
Inland Flooding
Lightning

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $100$1,200
Property Taxes $238$2,856
Electricity $244$2,930
Total$1,972$23,664

Income You'd Need if You Spent...

35% on housing$67,611/yr
40% on housing$59,160/yr
45% on housing$52,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 04917$306
Kennebec County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 04917$191
Kennebec County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$275,000

For Sale by Agent

BrokerageKeller Williams Realty

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