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585-587 E Saint James St, San Jose, CA, 95112

5beds
3baths
2,103sqft
$1,299,000
$618price/sqft
$7,921/moest. monthly cost
$316,840/yrincome needed

About This Home

Rare opportunity to own this well-maintained duplex in the heart of San Jose! Whether you're an investor seeking strong rental income, a multi-generational family looking for flexible living, or an owner-occupant hoping to offset your mortgage, this property checks all the boxes. The main home offers a spacious 3-bedroom, 2-bathroom floor plan, while the detached ADU features 2 bedrooms, 1 bathroom, a full kitchen, and in-unit laundry. The ADU has been tastefully remodeled within the last three years, providing modern comfort and excellent rental potential. Situated on a large lot with ample parking, including space for oversized vehicles, this property offers convenience and versatility that's hard to find. Ideally located near an abundance of dining, shopping, and entertainment options, with easy freeway access and close proximity to San Jose Mineta International Airport, commuting and travel are effortless. Don't miss this incredible opportunity to own an income-producing property in one of San Jose's most convenient locations!

Getting Around

83
WalkingVery Walkable
64
TransitGood Transit
92
BikeBiker's Paradise

Schools

3/10
4/10
Muwekma Ohlone MiddleGrades 6-81.2 mi
5/10
San Jose High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1898

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition, Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Residential Income

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Door features: Other

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,103
  • Total interior livable area: 2,103 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 46703094
  • Zoning: R3
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 6,987 sqft

Parking

  • Total spaces: 6
  • Parking features: Detached,Parking Area,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$167$2,004
Property Taxes $736$8,832
Electricity $450$5,411
Total$7,921$95,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,577/yr
40% on housing$237,630/yr
45% on housing$211,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$618This listing

vs Other Active Listings

Avg $/sqft

ZIP 95112$473
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95112$797
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$1,299,000

For Sale by Agent

Agent Alfredo Barajas Team
BrokerageColdwell Banker Realty

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