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4242 Regency Dr, Pace, FL, 32571

4beds
4baths
2,473sqft
$489,900
$198price/sqft
$3,348/moest. monthly cost
$133,920/yrincome needed

About This Home

The Berkeley Plan Offering 2,473 square feet, this two-story floor plan features 4 bedrooms, 3.5 bathrooms, a spacious loft, and a first-floor primary suite—perfectly designed with a large family in mind. This exceptional builder has an eye for detail ensuring every inch of the home is both beautiful and functional. Every space serves a purpose, creating a seamless blend of comfort, style, and practicality with plenty of room for everyone to enjoy. The primary suite offers a private retreat complete with dual vanities, a freestanding soaking tub, a custom tiled walk-in shower, and a spacious walk-in closet. Upstairs, you’ll find three oversized bedrooms, multiple bathrooms, and a versatile loft that’s perfect as a second living area, media room, playroom, or home office. Step outside to the covered back porch overlooking a picturesque back yard - the perfect setting for morning coffee, evening gatherings, or simply enjoying the peaceful surroundings. Situated on a  generous 0.44-acre homesite in the heart of Pace with no HOA, this property offers the space and freedom that’s becoming increasingly difficult to find. The expansive lot offers endless possibilities, with plenty of room for family gatherings, backyard games, a future pool, workshop, or additional outbuildings, all while being just minutes from top-rated schools, shopping, dining, and everyday conveniences. Built with quality, integrity, and heart, this isn’t just another new construction home—it’s a home built to be lived in and loved for years to come.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
7/10
Avalon Middle SchoolGrades 6-82.1 mi
6/10
Pace High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater

Bedroom

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,473
  • Total interior livable area: 2,473 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 141n290000012610000
  • Zoning description: Agricultural

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.44 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$379$4,548
Property Taxes $244$2,928
Electricity $248$2,986
Total$3,348$40,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,788/yr
40% on housing$100,440/yr
45% on housing$89,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 32571$166
Santa Rosa County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 32571$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$489,900

New Construction

AgentTaylor Dover Bryan
BrokerageWoodlands & Homes, LLC

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