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1001 CR 17 #La Garita, Lake City, CO, 81235

4beds
2baths
1,434sqft
$727,000
$507price/sqft
$4,270/moest. monthly cost
$170,800/yrincome needed

About This Home

Designed with gathering in mind, La Garita is the largest cabin at Oleo. Offering 1,434 sq ft with 4 bedrooms and 2 bathrooms, this retreat features two stories, a walk-out basement, and room for the whole family to experience the mountains the way they were meant to be. At the heart of the home, a beautiful rock fireplace creates a warm gathering space, while the covered wraparound deck invites you outdoors to enjoy the surrounding aspens and mountain setting. The cabin remains true to Oleo’s authentic mountain lifestyle with no electricity, operating on propane and supplied by fresh mountain spring water. Ownership at Oleo includes access to approximately 160 shared acres, creating space for generations to gather and explore. The ranch features five stocked lakes, Cebolla Creek frontage, open meadows, and direct access to surrounding public lands. From family fishing trips to horseback rides and mountain adventures, Oleo was built to be experienced together.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
Lake City Community SchoolGrades PK-129.0 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Metal
  • Construction materials: Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living Room Dining

Features

  • Flooring: Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating

  • Heating features: Fireplace(s)

Interior Area

  • Total structure area: 1,434
  • Total interior livable area: 1,434 sqft

Property

Details

  • Parcel number: 457723100006
  • Zoning description: Residential Single Family

Features

  • Levels: Three Story
  • Stories: 3
  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes
  • Water view: Stream/River

Lot

  • Lot size: 165.40 Acres
  • Features: Borders National Forest,Borders Public Land

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,676$44,112
Home Insurance *$190$2,280
Property Taxes $218$2,616
Electricity $186$2,232
Total$4,270$51,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,400/yr
40% on housing$128,100/yr
45% on housing$113,866/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 81235$809
Hinsdale County$728

vs Homes Sold Last Month

Median $/sqft

ZIP 81235
Hinsdale County$309

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$727,000

For Sale by Agent

AgentAnne Pizel
BrokerageBroken Arrow Ranch & Land Company

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