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206 Town Center Dr #24, Oxford, MS, 38655

2beds
2baths
1,300sqft
$319,000
$245price/sqft
$2,085/moest. monthly cost
$83,400/yrincome needed

About This Home

Don't miss your chance to own one of the most desirable floor plans in the sought-after Rowandale community! This beautifully updated 2-bedroom, 2-bath condo features fresh interior paint, luxury vinyl plank flooring throughout, updated lighting and plumbing fixtures. The open-concept living and dining area is complemented by two private bedroom suites, each with its own walk-in closet and en-suite bath. Relax on your private balcony overlooking the community pool, complete with an electric fireplace for year-round enjoyment. Rowandale offers outstanding amenities, including multiple pools, pickleball courts, walking trails, and more. Whether you're looking for a primary residence, game-day getaway, or investment property, this move-in-ready condo is one you won't want to miss!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
9/10
Oxford High SchoolGrades 9-121.7 mi
8/10
Oxford Elementary SchoolGrades 4-51.3 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Other
  • Roof: Architectural
  • Construction materials: Other

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse/Condo

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Electric Range,Refrigerator,Washer,Vented Exhaust Fan,Electric Water Heater
  • Laundry features: W/D Hook Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Electric

Features

  • Other
  • Window features: Other-See Remarks

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Attached to another structure: Yes
  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: In Ground

Lot

  • Lot size: 435.60 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$142$1,704
Property Taxes $138$1,656
Electricity $192$2,304
Total$2,085$25,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,485/yr
40% on housing$62,550/yr
45% on housing$55,600/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 38655$256
Lafayette County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 38655$246
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$319,000
2026-07-23Listed for sale$319,000

For Sale by Agent

AgentPeyton Adams
BrokerageCannon Cleary McGraw

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