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511 Large Oak Drive, Hubert, NC, 28539

3beds
2baths
1,890sqft
$368,900
$195price/sqft
$2,397/moest. monthly cost
$95,880/yrincome needed

About This Home

SELLER IS OFFERING $10,000 ''USE AS YOU CHOOSE'' ***Home is staked out*** Lender Incentive Available*Introducing the Meadow floorplan! If you're wanting quiet southern living you've found it in this neighborhood! This home features an open floorplan & a spacious rec room great for entertaining. This kitchen is perfect for someone that loves to cook or bake. The open floorplan will keep you connected to everyone in the dining room or family room while you're taking care of food & drinks. The primary bedroom & bathroom are all about luxury! The primary bedroom has a tray ceiling & not one but TWO walk in closets. The primary bathroom features a separate shower & tub. Located close to EVERYTHING, this home is everything you've been searching for! *Photos are of a similar home*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Sand Ridge ElementaryGrades K-50.8 mi
6/10
Swansboro MiddleGrades 6-84.3 mi
8/10
Swansboro HighGrades 9-123.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Ceiling Fan(s),Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Upper

Property

Details

  • Parcel number: 1309b84
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1800 - 1999

Lot

  • Lot size: 0.86 Acres
  • Lot size dimensions: See Map

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$136$1,632
Property Taxes $196$2,352
Electricity $200$2,405
Total$2,397$28,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,182/yr
40% on housing$71,910/yr
45% on housing$63,920/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 28539$136
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28539$171
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$368,900

New Construction

AgentRick Osborne
BrokerageBerkshire Hathaway HomeServices Carolina Premier Properties

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