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11236 State Route 12, Remsen, NY, 13438

1beds
1baths
840sqft
$99,000
$118price/sqft
$965/moest. monthly cost
$38,600/yrincome needed

About This Home

Here is an opportunity to own 1.0 acre +/- on Route 12 in Remsen, New York. Build a new home here after clearing your space. This also includes a charming 1 bedroom/ 1 bathroom house. Its 840 +/- square feet that can be used as a rental. Tastefully remodeled so that the redevelopment of this property is obtainable. The unit will need to have a new well drilled for water. Its currently coming from the business next doors well. The asking price is a great value just for the land itself.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Remsen Elementary SchoolGrades PK-65.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Other,See Remarks,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Flooring: Laminate,Varies

Heating

  • Heating features: Gas,Propane,Baseboard

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 30528908400000010200000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dirt Driveway

Lot

  • Lot size: 1 Acres
  • Features: Other,Rectangular,Rectangular Lot,See Remarks
  • Lot size dimensions: 244 x 175

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$77$924
Property Taxes $142$1,704
Electricity $246$2,954
Total$965$11,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,085/yr
40% on housing$28,950/yr
45% on housing$25,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 13438$171
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13438$97
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$94,000
2026-07-18Listed for sale$99,000

For Sale by Agent

AgentJeffrey Crannell
BrokerageKeller-Williams Mohawk Valley

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