164 Cypress Ave #15, Cayucos, CA, 93430
About This Home
Tucked beneath the graceful canopy of a majestic cypress tree, this charming 2 bedroom, 2 bathroom condo offers a peaceful retreat just moments from the heart of Cayucos. Located in the desirable Cypress Cove Condo Association, you’ll enjoy an easy stroll to the beach, historic pier, local shops, and favorite restaurants.The mostly single level floor plan features a sunken living room that invites you to slow down and unwind. Step onto the private balcony, where the gentle sound of birdsong and the beauty of the towering cypress create a setting that feels like your own private sanctuary. Whether you’re searching for a full time home, a weekend escape, or a coastal investment, this inviting condo is priced to sell and ready for its next chapter.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Disposal,Gas Range,Microwave,Refrigerator,Dryer,Washer
- Laundry features: Inside,Laundry Closet
Bathroom
- Features: Walk-In Shower
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Balcony
- Fireplace features: Living Room
- Fireplace: Yes
- Common walls with other units/homes: 1 Common Wall
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 973 sqft
Property
Details
- Parcel number: 064037015
- Attached to another structure: Yes
- Special condition: Trust
Features
- Levels: One
- Stories: 1
- Entry location: Stairs to front door
- Pool features: None
- Patio & porch: Deck,Patio
- Spa features: None
- Has view: Yes
- View description: None
Lot
- Lot size: 973 sqft
Parking
- Parking features: Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Earthquake
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,789 | $45,468 |
| Home Insurance * | $103 | $1,236 |
| Property Taxes | $399 | $4,788 |
| Electricity | $398 | $4,786 |
| Total | $4,689 | $56,268 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Listed for sale | $749,500 |
View on Zillow