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261 Fergerson Way, Pointblank, TX, 77364

4beds
3baths
2,288sqft
$689,900
$302price/sqft
$4,892/moest. monthly cost
$195,680/yrincome needed

About This Home

Experience lakefront living in this stunning brand-new waterfront home in the gated community of Palmetto Point on Lake Livingston. Designed with timeless coastal architecture, this exceptional residence features dual waterfront balconies that capture breathtaking views and unforgettable sunsets. The main level welcomes you with a spacious dining room, guest bedroom, and a light and bright living area that flows effortlessly into the kitchen—perfect for entertaining. Upstairs, the luxurious primary suite offers a private balcony, a spa-inspired bath with an oversized walk-in shower, soaking tub, dual vanities, and a generous walk-in closet. Two additional bedrooms, two full baths, and a laundry room complete the upper level. The garage provides ample space for vehicles and lake toys. Gather around the fire pit, launch your next adventure on Lake Livingston, or generate income with vacation rentals permitted. Luxury, lifestyle, and investment potential—all in one extraordinary property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Cement Siding

Other

  • Builder name: Hays Properties, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Formal Entry/Foyer,1 Bedroom Down - Not Primary BR,3 Bedrooms Up,Primary Bed - 2nd Floor,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Window features: Insulated/Low-E windows
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Attic Fan,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,288
  • Total interior livable area: 2,288 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room,Pantry

Master Bathroom

  • Features: Half Bath,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Double Sinks

Property

Details

  • Parcel number: 75350

Features

  • Stories: 3
  • Patio & porch: Covered,Patio/Deck,Porch
  • Exterior features: Sprinkler System,Boat Lift,Boat Slip
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Lake Front,Wood Bulkhead

Lot

  • Lot size: 8,672 sqft
  • Features: Back Yard,Subdivided,Waterfront,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$613$7,356
Property Taxes $540$6,480
Electricity $251$3,014
Total$4,892$58,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,725/yr
40% on housing$146,760/yr
45% on housing$130,453/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 77364$109
San Jacinto County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 77364
San Jacinto County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$689,900

New Construction

AgentKourtney Scroggins
BrokerageDesigned Realty Group

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