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38A Montclair Ave, Coatesville, PA, 19320

3beds
3baths
1,758sqft
$399,900
$227price/sqft
$2,786/moest. monthly cost
$111,440/yrincome needed

About This Home

Driveway is newly coated. New Carpet Just Installed. Get ready to be surprised by the flow and size of this home. The upgrades surpass any local new construction. Check out this incredible back yard with outbuildings and a patio to die for. Fully fenced in back yard. Home as been meticulously maintained. Try the remote blinds you will love them. Garage looks like a one car but is actually two cars deep.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
Scott Middle SchoolGrades 6-70.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Washer,Dryer,Refrigerator,Microwave,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,758

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,758
  • Total interior livable area: 1,758 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0902 0078.01F0
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 7,631 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$134$1,608
Property Taxes $406$4,872
Electricity $224$2,692
Total$2,786$33,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,520/yr
40% on housing$83,580/yr
45% on housing$74,293/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 19320$191
Chester County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 19320$203
Chester County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$399,900

For Sale by Agent

AgentPat Patterson
BrokerageRealty One Group Restore - Collegeville

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