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123 Scotts Ridge Ct #123, Washington, MO, 63090

3beds
2baths
1,450sqft
$345,000
$238price/sqft
$2,338/moest. monthly cost
$93,520/yrincome needed

About This Home

Own your own home and land with the privacy of a single family home at Stone Bridge. The base price of this freestanding, 3 bedroom, 2 bath home with 2 car garage and full basement is $292,900. At the listed price of $345,000 we have included the following: Premium homesite that backs to trees with private backyard, stone at front elevation, 9' high ceilings, expanded patio off the breakfast room, large L shaped island with quartz countertops, 42" cabinets, stainless appliances, icemaker line, hardware on cabinets, upgraded lighting package and ceiling fans at the primary bedroom and great room, open staircase, upgraded laminate / LVP flooring, expanded shower with glass enclosure, walk in closet, linen closet. Fantastic location close to shopping, parks and walking trails at Stone Bridge in Washington. Enjoy modern style in this new home with open floor plan in this single family community. Bright, open living spaces with a seamless flow from the living room to the modern kitchen which is set up for everyday entertaining. You’ll love the primary suite with a private bath and generous closet space. Two additional bedrooms are ideal for guests, kids, or a home office. Enjoy the privacy of your expanded patio - easy to maintain and great for grilling, pets, or weekend gatherings. New home means a new warranty from the builder, Northern Star Homes. Located near shopping, dining, parks, and top-rated schools with quick access to Hwy 47 and Hwy 100 for commuting. This home delivers the space, style, and value you want. Schedule your showing today! Northern Star Homes - your hometown builder in Washington, Missouri

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
6/10
Washington Middle SchoolGrades 7-82.1 mi
7/10
Washington High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Northern Star Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Plumbed For Ice Maker,Electric Oven,Electric Range,Water Heater,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom2

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Room,Kitchen Island,Eat-in Kitchen,Pantry,Dining/Living Room Combo,Kitchen/Dining Room Combo,Shower,Entrance Foyer,High Ceilings,Open Floorplan,Walk-In Closet(s)
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Low Emissivity Windows,Insulated Windows,Tilt-In Windows
  • Flooring: Carpet,Laminate,Luxury Vinyl
  • Finished area above ground: 1,450

Great Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,450
  • Total interior livable area: 1,450 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Laundry

  • Features: Floor Covering: Laminate
  • Level: Main

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Property

Details

  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio

Lot

  • Lot size: 0.27 Acres
  • Features: Cul-De-Sac,Few Trees,Some Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Earthquake
Ice Storm
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$244$2,928
Property Taxes $209$2,508
Electricity $141$1,693
Total$2,338$28,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,160/yr
40% on housing$70,140/yr
45% on housing$62,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 63090$235
Franklin County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 63090$184
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$345,000

New Construction

AgentElisha L Hoerstkamp
BrokerageRE/MAX Today

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