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145 Clay Street #145-147, Tuckerton, NJ, 08087

4beds
2baths
1,920sqft
$479,900
$250price/sqft
$3,402/moest. monthly cost
$136,080/yrincome needed

About This Home

Great opportunity to purchase a 2 family property in Tuckerton and make it your own! Live in one side and rent the other out or rent both for a savvy investment in a quaint section in Tuckerton on a large lot with basements in each unit. Each side features a large living room, dedicated dining room and kitchen on the first floor, plus 2 bedrooms, bonus space and full bathroom on the second floor. Make your plans to check out this well priced property today!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 1950

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Other

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 3300072000000015

Features

  • Stories: 2

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 90 x 56.8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$198$2,376
Property Taxes $567$6,804
Electricity $211$2,539
Total$3,402$40,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,640/yr
40% on housing$102,060/yr
45% on housing$90,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 08087$294
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08087$281
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$479,900

For Sale by Agent

AgentRobert N Lange
BrokerageRE/MAX Gateway

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