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4832 Shell Stream Blvd, New Port Richey, FL, 34652

3beds
2baths
1,704sqft
$419,900
$246price/sqft
$3,168/moest. monthly cost
$126,720/yrincome needed

About This Home

Beautifully renovated ranch-style home in the highly desirable Gulf Harbors !!......This move-in ready 3-bedroom, 2-bath home (1,704 sq ft) has been completely updated down to the studs with quality finishes and modern coastal design throughout. The spacious primary suite (18’ x 11’) features a custom ensuite bath with a walk-in tile shower, built-in shelf, and added storage. Enjoy a fully upgraded interior with brand-new porcelain tile flooring, quartzite countertops, upgraded plywood soft-close white shaker kitchen cabinets and vanities, and all-new custom tile showers with built in shelf.........Major system upgrades provide peace of mind, including: • New electrical panel with emergency shut-off switch • All new lower electrical outlets throughout • All openings have Hurricane Impact Protection for peace of mind and best insurance discounts. All Windows are Impact, New impact rated French doors off the lanai and off the pool with slim shades, New impact side garage door, the overhead garage door is hurricane impact rated. • Quality Metal roof + Newer HVAC (just over 5 years old) • Extra attic insulation for efficiency New LG appliances 2025 and refrigerator 2024 The 3rd nail was done to qualify for additional hurricane wind discount. Step outside to your private pool and lanai oasis with southern exposure, breezes, and covered outdoor dining overlooking the pool—perfect for Florida living year-round....... Additional highlights include fresh landscaping, new pool deck paint, and a 12’ x 11’ storage shed great for storage. Every detail was permitted and completed through Pasco County with a full 3-step mold-prevention process for long-term durability. Enjoy added privacy with both friendly adjoining neighbors being second-home residents who are rarely in residence, offering a quiet and secluded feel. The Solar Pool Cover and Southern Exposure extends the pool enjoyment season and have reached pool temperatures up to 100 degrees if you want. Located in Gulf Harbors, enjoy a true coastal lifestyle with a private beach, two boat ramps, and an active community featuring sunsets, beach volleyball, cornhole, and social events........Low insurance adds to the value: • Homeowners: approx. $1,454/year • Flood: approx. $1,580/year A rare opportunity for a fully upgraded coastal retreat with exceptional value, privacy, and lifestyle.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

2/10
Gulf Middle SchoolGrades 6-82.2 mi
3/10
Gulf High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1971

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Water Softener
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Bathroom2

  • Features: Storage Closet
  • Level: First
  • Area: 80
  • Dimensions: 10x8

Bedroom1

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 80
  • Dimensions: 10x8

Family Room

  • Level: First
  • Area: 224
  • Dimensions: 16x14

Features

  • Ceiling Fan(s),Open Floorplan,Primary Bedroom Main Floor,Smart Home,Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: French Doors,Outdoor Shower
  • Window features: Blinds,Hurricane Shutters,Hurricane Shutters/Windows
  • Flooring: Porcelain Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,480
  • Total interior livable area: 1,704 sqft

Kitchen

  • Level: First
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: First
  • Area: 154
  • Dimensions: 14x11

Primary Bathroom

  • Features: Built-in Closet
  • Level: First
  • Area: 48
  • Dimensions: 8x6

Primary Bedroom

  • Features: En Suite Bathroom,Stone Counters,Dual Closets
  • Level: First
  • Area: 198
  • Dimensions: 18x11

Property

Details

  • Parcel number: 162618031.0002.00036.0
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Lighting,Solar Cover
  • Patio & porch: Covered,Enclosed,Rear Porch,Screened
  • Exterior features: Outdoor Shower
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Pool
  • Waterfront features: Gulf/Ocean Front,Beach Access

Lot

  • Lot size: 7,709 sqft
  • Features: Corner Lot,Flood Insurance Required,FloodZone,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$264$3,168
Property Taxes $584$7,008
Electricity $197$2,366
Total$3,168$38,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,617/yr
40% on housing$95,040/yr
45% on housing$84,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 34652$145
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34652$192
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$419,900
2020-11-23Sold$260,000
2020-10-22Pending sale$274,000
2020-10-12Listed for sale$274,000

For Sale by Agent

AgentTim Pawloski
BrokerageKELLER WILLIAMS REALTY- PALM H

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