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52 Mountain Avenue, Monroe, NY, 10950

2beds
1baths
720sqft
$389,000
$540price/sqft
$2,989/moest. monthly cost
$119,560/yrincome needed

About This Home

This charming home is located in beautiful Greenwood Lake. Enjoy a wide range of activities, including swimming, boating, kayaking, jet skiing, and fishing. The updated kitchen features ample cabinetry, new countertops, stainless steel appliances, recessed lighting, and even a wine cooler. It opens to the living room, which boasts an oversized picture window, a cozy fireplace, and a flat-screen TV. The updated bathroom includes a new vanity, tub-shower with a glass enclosure, wainscoting, and stylish tile work. There are two spacious bedrooms in the home, and new flooring and lighting have been installed throughout. Nestled on a corner lot, the property offers a spacious backyard and features a new roof, siding, and windows. A large wrap-around deck is perfect for entertaining and relaxing. Residents also have access to the town beach. Conveniently located near commuter bus and train service, this home is ideal for those seeking both comfort and convenience.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1960

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Stainless Steel Appliance(s),Wine Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan,Open Kitchen,Recessed Lighting
  • Window features: Blinds,ENERGY STAR Qualified Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 3354890670000006001.0000000
  • Special condition: None

Features

  • Patio & porch: Deck

Lot

  • Lot size: 10,000 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$123$1,476
Property Taxes $654$7,848
Electricity $246$2,954
Total$2,989$35,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,480/yr
40% on housing$89,670/yr
45% on housing$79,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 10950$309
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10950$294
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$345,000
2026-07-18Listed for sale$389,000

For Sale by Agent

AgentJeanmarie Valentin
BrokerageHomeSmart Homes & Estates

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