




323-321 N Sierra Nevada St, Stockton, CA, 95205
About This Home
Live in One Unit, Let the Other Help Pay Your Mortgage! Why rent when you can own a property that helps pay your mortgage? Whether you're a first-time homebuyer, savvy investor, or looking to build long-term wealth through real estate, this is an opportunity you don't want to miss. The most affordable duplex currently on the market in Stockton, this income-producing property is ready to deliver value from day one. The downstairs unit is already rented at $2,100 per month, providing immediate, dependable cash flow while you enjoy the flexibility of the vacant upper unit. The spacious lower unit features 1 bedroom, 1 full bathroom, a generous living room, formal dining room, functional kitchen, and its own private laundry room. The vacant upper unit offers 3 bedrooms and 1 full bathroom, making it ideal for an owner-occupant looking to dramatically reduce their monthly housing costs or an investor seeking even greater rental income. With an updated kitchen and beautiful hardwood floors throughout, this home combines timeless character with modern appeal. Nestled in a beautiful tree-lined neighborhood just blocks from Constitution Park, you'll love the location. Walk to public transportation, grocery stores, restaurants, pharmacies, schools, hospitals, and countless everyday conveniences. Everything you need is just minutes from your front door. Whether your goal is to live nearly mortgage-free, create immediate positive cash flow, or build equity while someone else helps make your payment, this duplex offers incredible flexibility and outstanding value. Income-producing properties at this price point are becoming increasingly difficult to find. Don't wait, schedule your private tour today before another buyer seizes this exceptional opportunity!
Getting Around
Schools
Construction
Condition
- Year built: 1908
Materials
- Foundation: Concrete
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Microwave
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Wood,Painted/Stained
Heating & Cooling
- Heating features: Varies by Unit
- Cooling features: Wall Unit(s),Window Unit(s)
Interior Area
- Total structure area: 0
- Total interior livable area: 2,192 sqft
Property
Details
- Parcel number: 15113039
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 7,649 sqft
- Features: Sidewalk
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $229 | $2,748 |
| Electricity | $470 | $5,640 |
| Total | $2,590 | $31,080 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $349,000 |
| 2026-07-18 | Listed for sale | $349,000 |
