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10812 E 45th St, Yuma, AZ, 85367

3beds
2baths
1,293sqft
$315,000
$244price/sqft
$2,049/moest. monthly cost
$81,960/yrincome needed

About This Home

Discover the perfect combination of comfort, style, and functionality in the 1293 Model. Offering approximately 1,293 square feet, this thoughtfully designed home features 3 bedrooms, 2 bathrooms, and a spacious 2-car garage with a layout that makes the most of every square foot. The welcoming living room opens to the dining area and well-appointed kitchen, creating an inviting space for everyday living and entertaining. The primary suite offers a private retreat complete with a walk-in closet and en-suite bathroom, while two additional bedrooms provide flexibility for family, guests, or a home office. Additional features include an indoor laundry room, generous storage, and a covered back patio perfect for enjoying Arizona evenings. Built with quality craftsmanship and designed for modern living, this home offers the perfect balance of comfort and convenience. Photos are of a previously completed home and are provided as a representation of the finished product. Actual home, floor plan orientation, elevations, finishes, colors, materials, fixtures, and included features may vary.

Getting Around

8
WalkingCar-Dependent
8
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

3/10
2/10
6/10
Gila Ridge High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: French/Garden Door(s),Chandelier,Vaulted/Elevated Ceiling,Tile Flooring

Features

  • Kitchen Island,Utility,Granite Counters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,293
  • Total interior livable area: 1,293 sqft

Kitchen

  • Features: ISLAND

Living Room

  • Features: Vaulted/Elevated Ceiling,Tile Flooring,Ceiling Fans

Master Bathroom

  • Features: Full Bath

Master Bedroom

  • Features: Ceiling Fan(s),Walk-in Closet(s),Vaulted/Elevated Ceiling,Tile Flooring

Property

Features

  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Yuma County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance $81$972
Property Taxes $160$1,920
Electricity $216$2,603
Total$2,049$24,588

Income You'd Need if You Spent...

35% on housing$70,251/yr
40% on housing$61,470/yr
45% on housing$54,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 85367$125
Yuma County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 85367$238
Yuma County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$315,000

For Sale by Agent

AgentElisa Hoyos-Castanos
BrokerageLRC Realty & Management, LLC

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