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631 Ball Cut Off Rd, Ball, LA, 71405

3beds
2baths
1,344sqft
$225,000
$167price/sqft
$1,620/moest. monthly cost
$64,800/yrincome needed

About This Home

This residence, constructed in 2014 and purchased in 2022, offers a prime location. It is situated in a tranquil neighborhood with amicable residents and boasts a warm, inviting atmosphere. The outdoor area is moderately sized, allowing for easy maintenance and ample space for recreation. The home's interior has been strictly maintained as a smoke-free environment. 3 bed 2 full bath covered carport and covered front porch

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Ball Elementary SchoolGrades PK-60.7 mi
6/10
Tioga Junior High SchoolGrades 7-82.0 mi
7/10
Tioga High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2014

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Features

  • Exterior features: Vinyl

Parking

  • Parking features: Carport,Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Hurricane
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Fire
Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$246$2,952
Property Taxes $90$1,080
Electricity $147$1,773
Total$1,620$19,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,542/yr
40% on housing$48,600/yr
45% on housing$43,200/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -5.3%
-5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 71405$116
Rapides Parish$99

vs Homes Sold Last Month

Median $/sqft

ZIP 71405$117
Rapides Parish$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-19Listed for sale$225,000

For Sale by Owner

AgentProperty Owner

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