4349 Rudder Way, New Port Richey, FL, 34652
About This Home
One or more photo(s) has been virtually staged. Seller offering $1,000 toward buyer’s closing costs with use of preferred lender! Welcome to this stunning fully remodeled waterfront retreat in Gulf Harbors, where modern coastal design meets true Gulf-front lifestyle. This waterfront pool home has been completely rebuilt with permits, brought up to current code, and all inspections have passed — offering peace of mind and effortless move-in readiness. HOA is OPTIONAL! Set on 70 feet of deep-water canal frontage with direct Gulf access and no bridges, this property is a boater’s dream, complete with a 10,000 lb boat lift and private fiberglass pool for the ultimate Florida outdoor living experience. An outdoor shower adds to the resort-style feel. Inside, the desirable split-bedroom floor plan features luxury vinyl flooring throughout, brand-new hurricane impact windows, new sliding doors, new kitchen with granite countertops, quality cabinetry, new appliances and disposal, updated electrical with a new panel & GFCI outlets/proper grounding throughout and more! Nearly every surface has been replaces and thoroughly upgraded. Additional improvements include a newer roof, new water heater, new exterior, redesigned garage door façade, and finished garage flooring. Located in the highly sought-after Gulf Harbors community, residents enjoy optional access to a private beach club and community boat ramps. This is not a renovation — it’s a transformation. A true turnkey waterfront home ready for its next chapter. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1973
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Open Floorplan,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Shutters
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,157
- Total interior livable area: 1,519 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 162618038.A001.00061.0
- Zoning: R4
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Fiberglass,In Ground
- Patio & porch: Rear Porch,Screened
- Exterior features: Lighting,Private Mailbox
- Fencing: Chain Link
- Has view: Yes
- View description: Pool,Water,Canal
- Has water view: Yes
- Water view: Water,Canal
- On waterfront: Yes
- Waterfront features: Canal - Saltwater,Saltwater Canal Access,Gulf/Ocean Access,Davits,Lift,Sailboat Water,Seawall
- Residential vegetation: Trees/Landscaped
Lot
- Lot size: 5,950 sqft
- Features: FloodZone,Landscaped
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $347 | $4,164 |
| Property Taxes | $670 | $8,040 |
| Electricity | $197 | $2,366 |
| Total | $3,994 | $47,928 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $549,900 |
| 2026-04-20 | Price change | $579,000 |
| 2026-03-11 | Price change | $599,000 |
| 2026-02-26 | Listed for sale | $615,000 |
| 2025-11-06 | Sold | $265,000 |
| 2025-10-17 | Pending sale | $299,900 |
| 2025-10-10 | Listed for sale | $299,900 |
| 2025-10-04 | Pending sale | $299,900 |
| 2025-10-01 | Price change | $299,900 |
| 2025-09-29 | Listed for sale | $349,900 |
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