4408 Rudder Way, New Port Richey, FL, 34652
About This Home
Private Beach and Private Park COMMUNITY. This 2-bedroom, 2-bathroom, 2-car garage PLUS separate Family Room and Living Room, is situated in Gulf Harbors, a beautiful waterfront, golf cart friendly community that has the only Private community Beach on the Gulf in Florida. The home has been updated with modern design and is ready to welcome its new owners. Updated and remodeled and GORGEOUS! THE KITCHEN FEATURES plenty of CABINETS, UPGRADED Granite COUNTERTOPS, Dishwasher, Range/Oven, microwave and Refrigerator. All Tile throughout the home. Screened patio in rear overlooking lush tropical conservation area. The community also offers an optional Civic Association with access to two boat ramps ($150/year) Whether you are looking for a full time Homesteaded residence, winter Home or a wonderful rental property, you don't want to miss this one! Gulf Harbors has a steady calendar of community events at the Private Beach and at the Civic Center with opportunities to connect with neighbors. THE Gulf of Mexico AMENITIES make Gulf Harbors A ONE OF A KIND community. For a optional minimum annual fee PER YEAR, Residents can JOIN THE GULF FRONT BEACH CLUB ($240/yr), which is a Private shoreline oasis where Sunset's are a nightly highlight and is equipped with restrooms, cabanas and grills. Do you need a place to launch your boat? Homeowner's can Join the optional CIVIC ASSOCIATION $125/yr) and have access to two boat launches. Enjoy a variety of dining, entertainment, local hangouts, shopping, parks, music, pickleball courts, restaurants, shopping, and only 45 min to Tampa International Airport. Some of Florida's most magnificent public beaches are a short drive away. There is NO Homeowners Association in the community. There are Deed Restrictions. Schedule your private showing today. Seller is a licensed Realtor.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1975
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Family Room
- Level: First
- Area: 400
- Dimensions: 20x20
Features
- Eating Space In Kitchen,Open Floorplan,Stone Counters
- Window features: Window Treatments
- Flooring: Ceramic Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,912
- Total interior livable area: 1,128 sqft
Kitchen
- Level: First
- Area: 70
- Dimensions: 7x10
Living Room
- Level: First
- Area: 400
- Dimensions: 20x20
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 100
- Dimensions: 10x10
Property
Details
- Parcel number: 162618038.A002.00046.0
- Zoning: R4
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Screened
- Exterior features: Private Yard
- Fencing: Wire
- Has view: Yes
- View description: Trees/Woods
- Residential vegetation: Mature Landscaping
Lot
- Lot size: 6,300 sqft
- Features: Conservation Area
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,211 | $14,532 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $311 | $3,732 |
| Electricity | $197 | $2,366 |
| Total | $1,870 | $22,440 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $269,500 |
| 2026-04-16 | Listed for sale | $294,500 |
| 2025-11-05 | Listing removed | $299,999 |
| 2025-06-18 | Price change | $299,999 |
| 2025-06-03 | Price change | $308,449 |
| 2025-05-19 | Listed for sale | $320,449 |
| 2024-09-27 | Listing removed | $320,499 |
| 2024-09-04 | Price change | $320,499 |
| 2024-07-31 | Price change | $322,499 |
| 2024-06-09 | Listed for sale | $324,499 |
| 2023-09-12 | Listing removed | -- |
| 2023-07-28 | Price change | $379,500 |
| 2023-07-10 | Price change | $399,500 |
| 2023-05-23 | Listed for sale | $425,000 |
| 2014-04-28 | Sold | $81,000 |
| 2013-11-09 | Listed for sale | $89,900 |
| 1996-08-21 | Sold | $52,600 |
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