4276 Rudder Way, New Port Richey, FL, 34652
About This Home
One or more photo(s) has been virtually staged. Live the Florida lifestyle in the highly desirable community of Gulf Harbors, where you can enjoy optional access to a private beach for just $200/year! This spacious 2-bedroom, 3-bathroom pool home with a 2-car garage offers a flexible layout, including a bonus room that can be used as a 3rd bedroom, home office, or guest space. Step inside to a light and bright kitchen featuring quartz countertops and stainless steel appliances. The kitchen also includes an additional prep area with extra cabinetry and counter space. The dining area overlooks the screened-in pool, creating a perfect setting for everyday living and entertaining. The home offers a large living room and a conveniently located full bathroom off the kitchen—ideal for guests or pool access. The primary suite includes a private full bath and ample closet space, while the guest bedroom features a walk-in closet and is located next to a full guest bathroom. All three bathrooms have been recently updated. Enjoy Florida outdoor living at its best with a screen-enclosed pool and a private backyard backing up to a wooded area—no rear neighbors for added privacy. Additional highlights include a new roof 2026, A/C 2021 and pool resurfaced in 2024. Residents also have the option to join the Gulf Harbors Civic Center for $125/year, offering a variety of activities plus access to two private boat ramps. The Gulf Harbors Private Beach Club features covered cabanas, grills, and bathrooms. Don’t miss this opportunity to own a versatile pool home in one of the area’s most sought-after waterfront communities!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
- Laundry features: In Garage
Bedroom2
- Features: Walk-In Closet(s)
- Level: First
- Area: 176
- Dimensions: 16x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Features: No Closet
- Level: First
- Area: 132
- Dimensions: 12x11
Features
- Ceiling Fan(s),Eating Space In Kitchen
- Door features: Sliding Doors
- Flooring: Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,212
- Total interior livable area: 1,468 sqft
Kitchen
- Level: First
- Area: 360
- Dimensions: 18x20
Living Room
- Level: First
- Area: 368
- Dimensions: 16x23
Primary Bathroom
- Level: First
- Area: 63
- Dimensions: 7x9
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 154
- Dimensions: 14x11
Property
Details
- Parcel number: 182616038A002000560
- Attached to another structure: Yes
- Zoning: R4
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Fiberglass,In Ground,Screen Enclosure
- Patio & porch: Enclosed,Patio,Screened
- Exterior features: Lighting,Private Mailbox,Rain Gutters
- Has view: Yes
- View description: Pool,Trees/Woods
Lot
- Lot size: 6,390 sqft
- Features: FloodZone
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $173 | $2,076 |
| Property Taxes | $420 | $5,040 |
| Electricity | $197 | $2,366 |
| Total | $2,180 | $26,160 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $275,000 |
| 2026-04-20 | Price change | $299,000 |
| 2026-04-09 | Listed for sale | $325,000 |
| 2023-06-05 | Sold | $321,000 |
| 2023-04-06 | Pending sale | $345,000 |
| 2023-03-23 | Listed for sale | $345,000 |
| 2023-03-20 | Pending sale | $345,000 |
| 2023-02-17 | Listed for sale | $345,000 |
| 2017-10-14 | Listing removed | $190,000 |
| 2017-10-11 | Listed for rent | $1,100 |
| 2017-03-05 | Listed for sale | $190,000 |
| 2015-09-16 | Listing removed | $1,000 |
| 2015-09-08 | Listed for rent | $1,000 |
| 2015-04-25 | Listing removed | $1,000 |
| 2015-04-22 | Listed for rent | $1,000 |
| 2013-12-05 | Listing removed | $900 |
| 2013-11-13 | Listed for rent | $900 |
| 2011-12-07 | Listing removed | $850 |
| 2011-11-26 | Listed for rent | $850 |
| 2006-02-28 | Sold | $215,000 |
| 1997-09-15 | Sold | $71,000 |
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