4256 Rudder Way, New Port Richey, FL, 34652
About This Home
Location! Location! Location! Welcome home to this immaculate, beautifully remodeled home located in the highly coveted waterfront community of Gulf Harbors. Perfectly situated on a peaceful conservation lot, this property offers serene nature views, added privacy, and no rear neighbors. From the moment you walk into this move-in ready cottage, you will be wowed! A magical view of greenery and nature awaits; no rear neighbors except the eagles nest! This light and bright 1310 sq.ft., 2-bedroom, 2-bath, 1 car garage home features an inviting open-concept layout with a spacious living and dining area that flows seamlessly into the kitchen and breakfast nook. The updated kitchen showcases white craftsman-style cabinetry, granite countertops, a convenient eat-in bar, all new appliances and stylish stone-look tile flooring that enhances the home’s coastal charm. Over $115,000 in upgrades and improvements have been completed since 2020, including an additional $57,000 renovation in 2025. Recent updates also include upgrading a flat roof to a new angled roof over lanai, upgraded electrical panel, water heater, interior and exterior paint, new fencing, refreshed screens on the oversized screened porch, and beautiful brick paver walkways with an expansive 700 sq. ft. patio—perfect for outdoor entertaining or relaxing while enjoying the tranquil conservation views. Gulf Harbors offers an incredible Florida lifestyle with optional access to two private boat ramps, a private beach club, and an active civic association. Membership to the private, gated, residents ONLY Gulf Harbors Beach Club is optional for just $200 a year which includes a 1/4 mile of white sandy beaches, chairs, cabanas, grills, and beach bathrooms! The neighborhood is golf-cart friendly and conveniently located just minutes from historic downtown New Port Richey, where you’ll enjoy waterfront dining, local shops, breweries, entertainment, Sims Park, pickleball courts, fitness centers, and more. Experience resort-style living year-round in this move-in-ready coastal retreat. Come see your next home today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dinette
- Level: First
- Area: 171
- Dimensions: 19x9
Dining Room
- Level: First
- Area: 110
- Dimensions: 11x10
Features
- Kitchen/Family Room Combo,Open Floorplan,Solid Wood Cabinets,Stone Counters
- Door features: French Doors
- Flooring: Tile,Vinyl
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,110
- Total interior livable area: 1,310 sqft
Kitchen
- Level: First
- Area: 90
- Dimensions: 10x9
Living Room
- Level: First
- Area: 204
- Dimensions: 17x12
Primary Bedroom
- Features: Storage Closet
- Level: First
- Area: 150
- Dimensions: 15x10
Property
Details
- Parcel number: 162618038A002000600
- Zoning: R4
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Private Mailbox,Private Yard
- Fencing: Chain Link
- Has view: Yes
- View description: Trees/Woods
- On waterfront: Yes
- Waterfront features: Canal Front,Waterfront,Beach - Access Deeded,Boat Ramp - Private
- Waterbody name: GULF
Lot
- Lot size: 6,375 sqft
- Features: Flood Insurance Required,FloodZone
Parking
- Total spaces: 1
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $189 | $2,268 |
| Property Taxes | $449 | $5,388 |
| Electricity | $197 | $2,366 |
| Total | $2,351 | $28,212 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $299,900 |
| 2026-04-30 | Listing removed | $319,500 |
| 2026-02-03 | Price change | $319,500 |
| 2026-01-20 | Price change | $329,400 |
| 2025-12-31 | Price change | $349,400 |
| 2025-11-10 | Listed for sale | $364,000 |
| 2025-09-18 | Listing removed | $349,000 |
| 2025-09-10 | Price change | $349,000 |
| 2025-07-26 | Price change | $379,500 |
| 2025-05-29 | Price change | $399,500 |
| 2025-04-12 | Listed for sale | $429,000 |
| 2024-09-28 | Listing removed | $419,000 |
| 2024-09-23 | Listed for sale | $419,000 |
| 2020-10-13 | Sold | $165,000 |
| 2020-08-26 | Pending sale | $175,000 |
| 2020-08-21 | Listed for sale | $175,000 |
| 2020-08-13 | Pending sale | $175,000 |
| 2020-08-07 | Listed for sale | $175,000 |
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