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0 Palko Rd, Saltsburg, PA, 15681

--beds
--baths
--sqft
$350,000
--price/sqft
$2,434/moest. monthly cost
$97,360/yrincome needed

About This Home

Conveniently located 36 acre retreat offers privacy, nature, and opportunity! Wooded lot features a mix of flat and gently sloped terrain, making it well-suited for a variety of uses. Abundant frontage on both Route 286 & super quiet Palko Road offer options for building sites. Perfect for a dream home surrounded by nature and privacy. Fast access to 286, 380, 66, 366 & 356 in Kiski Area School District. Endless potential for recreation, investment, or a future build.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10
7/10
Kiski Area High SchoolGrades 9-129.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Zoning: Agr
  • Zoning description: Agr

Features

  • Residential vegetation: Wooded

Lot

  • Lot size: 36.20 Acres
  • Features: Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$91$1,092
Property Taxes $350$4,200
Electricity $224$2,692
Total$2,434$29,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,451/yr
40% on housing$73,020/yr
45% on housing$64,906/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15681$44
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15681$170
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-19Listed for sale$350,000

For Sale by Agent

AgentKimberly Lawther
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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