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3562 SPANISH CEDAR Place, Fort Pierce, FL, 34946

3beds
2baths
1,436sqft
$307,785
$214price/sqft
$2,131/moest. monthly cost
$85,240/yrincome needed

About This Home

The largest plan in the Villas collection, this single-story home offers three bedrooms for extra space. In the heart of the home is a Great Room that overlooks the covered patio on one side and the kitchen and dining room on the other. In a rear corner, the owner's suite is equipped with a private bathroom and walk-in closet. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: Cosmos
  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Room

Bedroom2

  • Level: Main
  • Area: 141
  • Dimensions: 11.75 X 12

Bedroom2

  • Level: Main
  • Area: 141
  • Dimensions: 11.75 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Dual Sinks,Entrance Foyer,None
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,436
  • Total interior livable area: 1,436 sqft

Kitchen

  • Level: Main
  • Area: 110.04
  • Dimensions: 12 X 9.17

Kitchen

  • Level: Main
  • Area: 110.04
  • Dimensions: 12 X 9.17

Living Room

  • Level: Main
  • Area: 367
  • Dimensions: 14.17 X 25.9

Living Room

  • Level: Main
  • Area: 367
  • Dimensions: 14.17 X 25.9

Master Bedroom

  • Level: Main
  • Area: 192.27
  • Dimensions: 12.75 X 15.08

Master Bedroom

  • Level: Main
  • Area: 192.27
  • Dimensions: 12.75 X 15.08

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 140560200270009
  • Zoning: Planned Un
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: None

Lot

  • Lot size: 3,917 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,556$18,672
Home Insurance *$135$1,620
Property Taxes $243$2,916
Electricity $197$2,366
Total$2,131$25,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,062/yr
40% on housing$63,930/yr
45% on housing$56,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 34946$120
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34946$207
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$307,785
2026-07-24Price change$307,785
2026-07-19Listed for sale$311,222

New Construction

AgentJ. Richelle R Smart
BrokerageLennar Realty

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