511 Avenida Centro #101, Chula Vista, CA, 91910
About This Home
Brand-new construction, this charming home is ready for you! Welcome to Citrus Bay at the Towns, Plan 1. This 1-bedroom home is surprisingly spacious, and lives like a single-level home, featuring an open floorplan. Step out of the living room to your large, covered deck and enjoy the fresh coastal breeze! The spacious Primary bedroom opens to a large bathroom with double vanity and a huge walk-in-closet! Nestled in the heart of Chula Vista, just 1 mile from the bay, this stylish 1-bedroom, 1.5-bathroom home offers the perfect combination of comfort and sophistication. The kitchen is a true centerpiece, featuring elegant white shaker cabinets, a full backsplash, and sleek Euro Quartz countertops equipped with high-end Whirlpool appliances, including a 5-burner gas stove, dishwasher, microwave, and a stainless-steel double-bowl sink. Enjoy the convenience of an attached garage and exclusive access to a private pool and outdoor kitchen area, adding a touch of luxury to everyday living. Whether you're a first-time homeowner or looking for a low-maintenance, contemporary retreat, this home promises an exceptional lifestyle near the water. Photos and videos are for representational purposes only.
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Frame,Stucco
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Disposal,Gas Range,Gas Water Heater,Microwave,Tankless Water Heater,Water To Refrigerator
- Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Laundry Closet
Bedroom
- Features: All Bedrooms Up
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- All Bedrooms Up
- Flooring: Carpet,Tile
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall,End Unit
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,ENERGY STAR Qualified Equipment,High Efficiency
Interior Area
- Total interior livable area: 1,102 sqft
Property
Details
- Attached to another structure: Yes
- Zoning: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: Community,Association
- Has view: Yes
- View description: Neighborhood
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $307 | $3,684 |
| Electricity | $398 | $4,786 |
| Total | $3,591 | $43,092 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Price change | $549,900 |
| 2026-07-19 | Listed for sale | $560,900 |
View on Zillow