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449 Regency Ln, Eden, NC, 27288

4beds
3baths
1,600sqft
$229,990
$144price/sqft
$1,649/moest. monthly cost
$65,960/yrincome needed

About This Home

The Everglades Plan from our Freedom Series offers an ideal blend of space, functionality, and value. This charming 2-story home features 4 bedrooms, 2.5 bathrooms, a 1-car garage, and 1,600 square feet of thoughtfully designed living space. Step into the welcoming entryway, where you’ll find a convenient half bathroom and the staircase leading to the upper level. Continue down the hall past the laundry room and into the open-concept living area. The kitchen, complete with a central island, overlooks the dining area and family room, creating a perfect space for meals and family time. Upstairs, the primary suite offers a private retreat with its own bathroom. Three additional bedrooms and a full bathroom complete the upper level, providing ample space for family or guests. Photos are for illustrative purposes only and may be of a similar home with the same floor plan.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Central ElementaryGrades PK-52.4 mi
2/10
J E Holmes MiddleGrades 6-82.3 mi
2/10
John M Morehead HighGrades 9-122.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Appliance Center,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Attic: Access Only
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 109912
  • Zoning: RP
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.22 Acres
  • Features: City Lot,Cleared,Not in Flood Zone
  • Lot size dimensions: 62 x 127

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters in Rockingham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$144$1,728
Property Taxes $143$1,716
Electricity $200$2,405
Total$1,649$19,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,537/yr
40% on housing$49,470/yr
45% on housing$43,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 27288$101
Rockingham County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 27288$125
Rockingham County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$230,990
2026-07-19Listed for sale$229,990

New Construction

AgentKelly Simmons
BrokerageJurney & Associates, Inc

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