See other homes in:
Primary listing photo
Listing photo 2

196 Washington Ave #4, Belleville, NJ, 07109

3beds
3baths
39,996sqft
$950,000
$24price/sqft
$11,157/moest. monthly cost
$446,280/yrincome needed

About This Home

Well-maintained mixed-use property featuring 2 apartments and 2 commercial storefronts in a prime location just minutes from City Hall, restaurants, grocery stores, places of worship, hospitals, and schools.The residential portion includes two spacious apartments: one 2-bedroom, 1-bath unit and one 1-bedroom, 1-bath unit. The unfinished third floor offers excellent potential for expansion or customization, making it an outstanding opportunity for an investor or owner with vision (subject to local approvals).

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
Belleville PS8Grades PK-60.3 mi
3/10
Belleville Middle SchoolGrades 7-80.1 mi
2/10
Belleville Sr High SchoolGrades 9-121.1 mi

Construction

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedrooms,Eat-in Kitchen,Living Room,Living/Dining Room,Eat-In Kitchen,See Remarks

Heating & Cooling

  • Heating features: See Remarks,Natural Gas
  • Cooling features: See Remarks

Interior Area

  • Total structure area: 39,996
  • Total interior livable area: 39,996 sqft

Property

Details

  • Parcel number: 1601086040000000030000

Features

  • Levels: 3-Three Story
  • Stories: 3

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 29 x 100

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$284$3,408
Property Taxes $1,662$19,944
Electricity $4,408$52,907
Total$11,157$133,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$382,525/yr
40% on housing$334,710/yr
45% on housing$297,520/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$24This listing

vs Other Active Listings

Avg $/sqft

ZIP 07109$314
Essex County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 07109$378
Essex County$391

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$950,000

For Sale by Agent

AgentGladys Gabriel
BrokerageWeichert Realtors

Similar Homes