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117 Palmetto Place Circle, Beaufort, NC, 28516

3beds
2baths
1,324sqft
$325,000
$245price/sqft
$2,028/moest. monthly cost
$81,120/yrincome needed

About This Home

One story, three bedroom, two full bath, open living space, fireplace, with a one car garage, just minutes from downtown Beaufort, NC. Sought after Palmetto Place is ideal for easy living. The HOA covers all exterior maintenance, landscaping, and the majority of insurances, as well as offering pool and community gardening space. This home offers brand new carpet in all three bedrooms, newer LVP in the living area, and a very comfortable layout. Sellers offering $4,000 painting/use as you choose credit with acceptable offer. Come see your new home today!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
4/10
Beaufort Middle SchoolGrades 6-80.5 mi
8/10
East Carteret High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Disposal,Dishwasher,Electric Range
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Ceiling Fan(s),Gas Log,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,324
  • Total interior livable area: 1,324 sqft

Property

Details

  • Parcel number: 730612970203000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio,Front Porch
  • Fencing: Partial,Vinyl,Fenced
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$66$792
Property Taxes $119$1,428
Electricity $200$2,405
Total$2,028$24,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,531/yr
40% on housing$60,840/yr
45% on housing$54,080/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 28516$265
Carteret County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28516$241
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$325,000
2026-07-19Listed for sale$325,000

For Sale by Agent

AgentGreg Moss
BrokerageBeaufort Realty

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