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375 Fuller St, Ludlow, MA, 01056

4beds
3baths
2,640sqft
$674,413
$255price/sqft
$4,986/moest. monthly cost
$199,440/yrincome needed

About This Home

Your next chapter starts here, with this stunning new construction home in desirable Ludlow, offering the perfect blend of quality craftsmanship, modern design and peaceful surroundings. This spacious 4-bedroom, 3-bath colonial features gleaming hardwood floors throughout the main living areas and a beautiful propane fireplace that creates a warm and inviting focal point. The thoughtfully designed layout provides generous living space, a stylish kitchen ideal for entertaining, and well-appointed bedrooms, including a spacious primary suite with a private bath. Additional features include laundry on the 2nd floor and an on-demand hot water system. Situated on over an acre of land, this property offers endless possibilities for outdoor living, recreation and future enhancements. Enjoy the benefits of brand-new construction with energy-efficient features, quality finishes, and low-maintenance living-all in a convenient location close to schools, shopping and dining.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10
Ludlow Senior High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Range Hood
  • Laundry features: Flooring - Hardwood,Second Floor

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second

Bedroom4

  • Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring - Hardwood, Deck - Exterior, Exterior Access, Open Floorplan, Lighting - Overhead
  • Level: First

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,640

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,640
  • Total interior livable area: 2,640 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Recessed Lighting, Lighting - Pendant
  • Level: Main,First

Living Room

  • Features: Flooring - Hardwood, Open Floorplan, Recessed Lighting
  • Level: First

Master Bedroom

  • Features: Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Hardwood
  • Level: Second

Property

Details

  • Zoning: AG

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck

Lot

  • Lot size: 1.24 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 8
  • Parking features: Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,410$40,920
Home Insurance *$264$3,168
Property Taxes $792$9,504
Electricity $520$6,247
Total$4,986$59,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,948/yr
40% on housing$149,580/yr
45% on housing$132,960/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 01056$234
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01056$243
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Contingent$674,413
2026-07-19Listed for sale$674,413

For Sale by Agent

AgentHeidi Pafumi
BrokerageColdwell Banker Realty - Western MA

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