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55 Holly Estates Dr, Gardners, PA, 17324

3beds
3baths
2,550sqft
$550,000
$216price/sqft
$3,795/moest. monthly cost
$151,800/yrincome needed

About This Home

Welcome to the opportunity to build the home you've always envisioned! Construction is just beginning on this exceptional custom home situated on a beautiful 1-acre homesite, giving you a rare opportunity to personalize many of the finishes and features before construction progresses. Offering over 2,500 square feet of thoughtfully designed living space, this stunning home features 3 spacious bedrooms, 2.5 bathrooms, and a highly desirable split-bedroom floor plan that perfectly balances open living with private retreats. The luxurious owner's suite is tucked away on its own side of the home and includes a spacious walk-in closet and a beautifully appointed en-suite bath featuring a walk-in shower with built-in seating. Across the home, you'll find two additional generously sized bedrooms and a full bath, providing the ideal layout for family, guests, or a dedicated home office. At the heart of the home, the expansive open-concept kitchen, dining, and great room create an inviting space designed for everyday living and effortless entertaining. Large windows fill the home with natural light while the functional layout offers both style and comfort. Now is the time to make it your own. As construction is in its early stages, buyers have the exciting opportunity to personalize many of the home's interior and exterior finishes. Depending on the stage of construction, you may be able to select cabinetry, countertops, flooring, paint colors, lighting, fixtures, hardware, exterior finishes, and more—creating a home that reflects your own personal style without the challenges of starting from scratch. The full basement, constructed with durable Superior Walls, is already equipped with rough-in plumbing for a future full bathroom, providing endless possibilities for additional finished living space, a recreation room, guest suite, home gym, or whatever best fits your lifestyle. Outside, you'll appreciate the privacy and space of a 1-acre lot along with the convenience and curb appeal of a side-load garage, offering both functionality and an attractive exterior design. Why purchase someone else's dream home when you can help create your own? Secure this home now while customization opportunities are still available and enjoy the confidence, efficiency, and peace of mind that come with quality new construction. Don't miss this limited opportunity—once construction advances, available selections become more limited. Contact Me today for additional information and begin designing a home that's uniquely yours.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

4/10
5/10
Lamberton Middle SchoolGrades 6-810.4 mi
6/10
Carlisle Area High SchoolGrades 9-1211.7 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Permanent
  • Roof: Architectural Shingle
  • Construction materials: Advanced Framing,Concrete,CPVC/PVC,Rough-In Plumbing,Stick Built,Structural Insulated Panel System (SIPS),Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Energy Efficient Appliances,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Features: Basement - Unfinished,Flooring - Concrete,Recessed Lighting
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full,Heated,Interior Entry,Exterior Entry,Rear Entrance,Rough Bath Plumb,Unfinished,Walk-Out Access

Bathroom1

  • Features: Bathroom - Walk-In Shower,Double Sink,Flooring - Luxury Vinyl Plank,Recessed Lighting
  • Level: Main
  • Area: 143
  • Dimensions: 11 X 13

Bathroom2

  • Features: Flooring - Luxury Vinyl Plank,Recessed Lighting,Bathroom - Tub Shower
  • Level: Main
  • Area: 72
  • Dimensions: 8 X 9

Bedroom1

  • Features: Attached Bathroom,Bathroom - Walk-In Shower,Flooring - Carpet,Flooring - Luxury Vinyl Plank,Recessed Lighting,Walk-In Closet(s)
  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Bedroom2

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedroom3

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Area,Flooring - Luxury Vinyl Plank,Lighting - Ceiling,Recessed Lighting
  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Features

  • Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Efficiency,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Cathedral Ceiling(s),Dry Wall,High Ceilings,Vaulted Ceiling(s)
  • Door features: Double Entry
  • Window features: Energy Efficient,Vinyl Clad
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,550

Great Room

  • Features: Flooring - Luxury Vinyl Plank,Lighting - Ceiling,Recessed Lighting,Living/Dining Room Combo,Cathedral/Vaulted Ceiling
  • Level: Main
  • Area: 513
  • Dimensions: 19 X 27

Half Bath

  • Features: Flooring - Luxury Vinyl Plank,Recessed Lighting
  • Level: Main
  • Area: 42
  • Dimensions: 6 X 7

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Programmable Thermostat,Electric

Interior Area

  • Total structure area: 5,100
  • Total interior livable area: 2,550 sqft

Kitchen

  • Features: Breakfast Bar,Cathedral/Vaulted Ceiling,Ceiling Fan(s),Granite Counters,Flooring - Luxury Vinyl Plank,Kitchen Island,Eat-in Kitchen,Kitchen - Electric Cooking,Lighting - Ceiling,Recessed Lighting,Living/Dining Room Combo
  • Level: Main
  • Area: 294
  • Dimensions: 14 X 21

Laundry

  • Features: Flooring - Luxury Vinyl Plank,Lighting - Ceiling,Recessed Lighting
  • Level: Main
  • Area: 60
  • Dimensions: 6 X 10

Other

  • Features: Pantry,Flooring - Luxury Vinyl Plank,Lighting - Ceiling,Recessed Lighting
  • Level: Main
  • Area: 30
  • Dimensions: 5 X 6

Storage Room

  • Features: Flooring - Luxury Vinyl Plank,Lighting - Ceiling,Recessed Lighting,Walk-In Closet(s)
  • Level: Main
  • Area: 45
  • Dimensions: 5 X 9

Property

Accessibility

  • Accessibility features: Accessible Doors,>84" Garage Door

Details

  • Parcel number: 08160210108
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Lighting,Rain Gutters

Lot

  • Lot size: 1.11 Acres
  • Features: Cleared,Landscaped,Open Lot,Rear Yard

Parking

  • Total spaces: 8
  • Parking features: Built In,Garage Faces Side,Inside Entrance,Oversized,Asphalt,Attached,Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Drought
Hurricane
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$227$2,724
Property Taxes $508$6,096
Electricity $279$3,357
Total$3,795$45,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,114/yr
40% on housing$113,850/yr
45% on housing$101,200/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 17324$144
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17324$186
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$550,000

New Construction

AgentDavid Johnson
BrokerageCavalry Realty LLC

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