




358 Olde Charter Cir #8, Jefferson, NC, 28640
About This Home
Welcome to your ultimate multigenerational mountain retreat or forever home in Jefferson Landing, where everyone you love can gather under one roof with room to spare. The community is set against a breathtaking backdrop of panoramic Blue Ridge Mountain views and the rolling fairways of Jefferson Landing's gated, world-class 18-hole golf course. This exceptional home offers the perfect blend of beauty, privacy, and timeless mountain living. Mature trees, manicured gardens, and thoughtfully designed, low-maintenance landscaping provide year-round color and beautifully frame the home's spectacular setting. Designed for comfortable one-level living while accommodating family and guests with ease, the main level features soaring vaulted ceilings, elegant moldings, and expansive windows, filling the room with natural light and showcase the stunning mountain and community views. The kitchen is equipped with stainless steel appliances, generous counter space, a large pantry, and a sunny breakfast area overlooking the beautifully landscaped grounds. The spacious living room centers around a cozy gas fireplace, while the formal dining room, highlighted by a vaulted ceiling, is perfectly suited for holiday celebrations and large family dinners. The main-level primary suite offers a peaceful retreat with a tray ceiling, large walk-in closet, and a luxurious ensuite bath featuring dual vanities, a soaking tub, and a walk-in shower. A dedicated home office, convenient half bath, and main-level laundry complete this thoughtfully designed floor. Step outside onto the partially covered living area to enjoy spectacular mountain sunsets and peaceful evenings surrounded by beautifully landscaped grounds. Upstairs, three spacious guest bedrooms, a full bath, and a versatile bonus room provide abundant space for family or visitors. Whether used as a playroom, fitness room, hobby space, or additional sleeping quarters, this flexible area easily adapts to your family's needs. The finished lower level serves as the ultimate gathering place, featuring a spacious media and game room with rich wainscoting, cherry built-in cabinetry, a second fireplace, and a wet bar designed for effortless entertaining and second home office. A second primary bedroom with ensuite containing a full bath, dual vanities and walk-in shower provides comfortable accommodations for extended family or long-term guests. Ample storage with built-in shelving keeps everything organized, and direct walk-out access leads to the rear patio and expansive backyard, where beautifully landscaped grounds create the perfect setting for lawn games, family cookouts, bonfires, and outdoor entertaining. Located in the highly esteemed gated community of Jefferson Landing, residents enjoy access to exceptional resort-style amenities through Club Membership, including a beautifully appointed clubhouse with dining, a swimming pool with poolside bar and grill, fitness center, pickleball and tennis courts, Riverside Park along the New River with a covered pavilion, a Himalayan-style putting course, and seven par-3 practice holes surrounding the championship golf course. Whether you're drawn by the world-class golf, breathtaking mountain scenery, or the opportunity to create lasting family traditions, this remarkable home offers an extraordinary place where every season brings everyone together. A $1,000 Capital Improvement Fee is paid by the buyer to the Jefferson Landing POA at closing.
Getting Around
Schools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Slab
- Construction materials: Stucco,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Microwave,Refrigerator,Washer
- Laundry features: Utility Room,Inside,Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Interior Entry,Storage Space,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Open Floorplan,Storage,Walk-In Closet(s),Wet Bar
- Fireplace features: Family Room,Gas Log,Gas Unvented,Great Room
- Finished area below ground: 1,637
- Finished area above ground: 2,862
Great Room
- Level: Main
Heating & Cooling
- Heating features: Electric,Forced Air,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 2,862
- Total interior livable area: 4,499 sqft
Kitchen
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 092987954128
- Zoning: N/A
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Has view: Yes
- View description: Long Range,Mountain(s),Year Round
Lot
- Lot size: 0.75 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ashe County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,270 | $75,240 |
| Home Insurance * | $477 | $5,724 |
| Property Taxes | $475 | $5,700 |
| Electricity | $419 | $5,028 |
| Total | $7,641 | $91,692 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $1,240,000 |
