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12506 Granite Ridge Dr #12506, Gaithersburg, MD, 20878

3beds
3baths
1,143sqft
$380,000
$332price/sqft
$2,545/moest. monthly cost
$101,800/yrincome needed

About This Home

It's a truly fabulous two-level townhouse sure to impress! Move in ready! The whole property has been repainted and new floors installed. A spacious and brightly lit fully renovated kitchen features gorgeous counters, new cabinets and stainless steel appliances. New washer and dryer . 2 full and 1 half bathrooms have been spruced up. Enjoy townhouse-style living with the benefits of condo ownership and LOW CONDO FEES. Plenty off street parking. Ideally situated near shopping, dining, medical services, parks, recreation, and entertainment, this home offers exceptional accessibility. Seconds from Quince Orchard High School & the Kentlands! Close to public transportation and easy access to I-270 and MD 124, & MD 28!

Getting Around

64
WalkingSomewhat Walkable
31
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

6/10
Ridgeview Middle SchoolGrades 6-80.9 mi
8/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: Combination,Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Microwave,Oven/Range - Electric,Washer,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen - Table Space,Open Floorplan
  • Finished area below ground: 0
  • Finished area above ground: 1,143

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,143
  • Total interior livable area: 1,143 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160603045516
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$74$888
Property Taxes $269$3,228
Electricity $281$3,374
Total$2,545$30,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,257/yr
40% on housing$76,350/yr
45% on housing$67,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 20878$268
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20878$289
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$380,000

For Sale by Agent

AgentHelena Pulyaeva
BrokerageRE/MAX Realty Services

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