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H2 Wester Rd, Ferris, TX, 75125

4beds
2baths
2,218sqft
$550,000
$248price/sqft
$3,985/moest. monthly cost
$159,400/yrincome needed

About This Home

This 2 Acres Pre-Construction listing with proposed floor plan of 4 bedroom and 2 bath with 2218 sq ft living. NO HOA and OUTSIDE City limits. Come enjoy some extra space and peaceful living! Quick access to I-45 and easy drive into other cities in Ellis County. Modifications and additional floor plans are available if client desires. Pictures are representation of past homes built by builder for possible representation purposes. One time construction loan will be required if financing, unless purchase is cash. Property currently is un-platted and will be platted by time of closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
5/10
Ferris High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First
  • Dimensions: 19 x 18

Features

  • Open Floorplan,Other

Interior Area

  • Total interior livable area: 2,218 sqft

Living Room

  • Level: First
  • Dimensions: 19 x 18

Master Bedroom

  • Level: First
  • Dimensions: 19 x 15

Property

Details

  • Parcel number: 179346

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 2 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$393$4,716
Property Taxes $568$6,816
Electricity $243$2,922
Total$3,985$47,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,628/yr
40% on housing$119,550/yr
45% on housing$106,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 75125$247
Ellis County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 75125$150
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$550,000

For Sale by Agent

AgentGorge Martinez
BrokerageHi View Real Estate

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