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695-697 Curtiss Dr, Opa Locka, FL, 33054

4beds
2baths
1,408sqft
$649,000
$461price/sqft
$4,165/moest. monthly cost
$166,600/yrincome needed

About This Home

CORNER UNIT WITH A DOUBLE GATE ON THE SIDE THERE MANGO AND A GUANABANA TREE LARGE SPACE ON THE BACK YARD FOR PARKING AND THE UNITS ARE IN GREAT CONDITIONS. PLEASE DO NOT DISTURB THE TENANTS

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
3/10
North Dade Middle SchoolGrades 6-81.6 mi

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Flat Tile
  • Construction materials: CBS Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Window features: Complete Panel Shutters/Awnings,Hurricane Shutters,Verticals
  • Flooring: Terrazzo

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,582
  • Total interior livable area: 1,408 sqft

Property

Details

  • Parcel number: 0821210010180
  • Zoning: 5700

Features

  • Stories: 1
  • Patio & porch: Open Porch,Patio
  • Exterior features: Lighting
  • Fencing: Fenced
  • Residential vegetation: Fruit Trees

Lot

  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$249$2,988
Property Taxes $438$5,256
Electricity $197$2,366
Total$4,165$49,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,800/yr
40% on housing$124,950/yr
45% on housing$111,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$461This listing

vs Other Active Listings

Avg $/sqft

ZIP 33054$229
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33054$366
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$629,900
2026-07-20Listed for sale$649,000

For Sale by Agent

AgentRicardo Carnero
BrokerageRicmar Realty

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