29 Cowing St, Lancaster, NY, 14086
About This Home
Welcome home to this adorable 2-bedroom, 1-bath home located in the highly sought-after Lancaster School District! Professionally measured, offering 822 square feet of comfortable living space, this charming home is perfect for first-time buyers, those looking to downsize, or anyone seeking an affordable place to call home. Step inside to a bright and welcoming living room featuring beautiful hardwood floors. The functional kitchen comes complete with appliances, making your move-in a breeze. First floor bedroom offers the option for single-level living, walk through and head upstairs, you'll find a second bedroom, offering a cozy retreat with flexible living options. The full basement provides plenty of storage space, laundry, and a newer hot water tank for added peace of mind. Outside, you'll love the detached 2-car garage and oversized driveway with ample space to park an RV, boat, trailer, or multiple vehicles. This charming home offers comfort, practicality, and endless potential! Don't miss your opportunity to make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1920
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Gas Water Heater,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Attic,Eat-in Kitchen,Bedroom on Main Level
- Flooring: Carpet,Hardwood,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 822
- Total interior livable area: 822 sqft
Property
Details
- Parcel number: 1452031041500001011100
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Blacktop Driveway
Lot
- Lot size: 8,751 sqft
- Features: Irregular Lot,Residential Lot
- Lot size dimensions: 58 x 70
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Erie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $48 | $576 |
| Property Taxes | $243 | $2,916 |
| Electricity | $246 | $2,954 |
| Total | $1,396 | $16,752 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $169,900 |
| 2026-07-20 | Listed for sale | $169,900 |
View on Zillow