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662 Bent St, Elgin, IL, 60120

4beds
2baths
0sqft
$299,900
--price/sqft
$2,349/moest. monthly cost
$93,960/yrincome needed

About This Home

Wow, move-in ready and spectacularly maintained! This charming 4-bedroom, 1.5-bathroom Elgin home welcomes you with lovely flooring throughout, featuring a bright, spacious living room and a formal dining room perfect for entertaining. The heart of the home is a beautiful kitchen equipped with modern stainless steel appliances, complemented by a convenient half-bath on the main level for guests. Upstairs, you'll find four comfortable bedrooms and a full bath, while the unfinished basement offers incredible potential for additional living space or abundant storage. Complete with a 2-car garage, a nice backyard, and an ideal location near top-rated schools, parks, and shopping, this gem truly has it all-book your showing today before it's gone!

Getting Around

75
WalkingVery Walkable
31
TransitSome Transit
53
BikeBikeable

Schools

5/10
Huff Elementary SchoolGrades PK-60.4 mi
4/10
Ellis Middle SchoolGrades 7-80.4 mi
2/10
Elgin High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 78
  • Dimensions: 6X13

Bedroom3

  • Level: Second
  • Area: 90
  • Dimensions: 9X10

Bedroom4

  • Level: Second
  • Area: 187
  • Dimensions: 11X17

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 117
  • Dimensions: 9X13

Family Room

  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Living Room

  • Level: Main
  • Area: 260
  • Dimensions: 20X13

Master Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 14X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0624231016
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 7,125 sqft

Parking

  • Total spaces: 6
  • Parking features: Asphalt,Yes,Garage Owned,Detached,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$159$1,908
Property Taxes $544$6,528
Electricity $130$1,569
Total$2,349$28,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,537/yr
40% on housing$70,470/yr
45% on housing$62,640/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60120$179
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60120$207
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Sold$200,000

For Sale by Agent

AgentIvan Santos
BrokerageO'Neil Property Group, LLC

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